Jones County property record for 108 Old James Rd, Gray, GA 31032 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,614 sqft · built 2006 |
| Lot Size | 5.11 acres (222,592 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Jul 2014) |
| Tax Bill | $5,214 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | J40-214 |
| Primary APN | J40-214 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,614 sqft Heated Area |
| 1st Floor Area | 2,103 sqft |
| 2nd Floor Area | 511 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Split Level |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 222,592 sqft (5.11 acres) |
| Garage Area | 576 sqft |
| Pool Area | 480 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 202 sqft |
| Patio Area | 272 sqft |
| Canopy | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 13378 |
|---|---|
| Old Parcel Number | J4000214 |
| Street Address | 108 OLD JAMES RD |
| City | GRAY |
| State | GA |
| Zip | 31032-3554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14A BOWEN HILL PO PBT 17/46 DB 886/62 |
| Legal Subdivision | BOWEN HILL PNT 5-9 A |
| Legal Lot Number | 14A |
| Jurisdiction | JONES GA |
| Township / Civil Division | GRAY-MACON EAST |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 30303 |
Source: Jones County records · APN J40-214
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 OLD JAMES RD, GRAY, GA 31032-3554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2023 | Deed of Trust, Mortgage · Line of Credit ROBINS FINANCIAL CREDIT UNION |
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional with PMI BETTER MTG CORP ISAOA |
| Feb 12, 2019 | Deed of Trust, Mortgage · Conventional with PMI BETTER MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 24, 2014 · Amount on Record |
| Deed Sale | Jul 24, 2014 · Amount on Record |
| Deed Document Number | 0000088662 |
| Deed Book / Page | 886 / 62 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JONES GA |
| Property Address | 108 OLD JAMES RD, GRAY, GA 31032-3554 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 108 OLD JAMES RD, GRAY, GA 31032-3554 |
| Document Number | 0011540000000767 |
|---|---|
| Date | Nov 21, 2023 |
| Book Page | 0000001154/0000000767 |
| Name | ROBINS FINANCIAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JONES GA |
| Property Address | 108 OLD JAMES RD, GRAY, GA 31032-3554 |
| Document Number | 0010440158 |
| Instrument Date | Sep 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 108 OLD JAMES RD GRAY GA 310323554, GRAY, GA 31032-3554 |
| Document Number | 0010440158 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 001044/000158 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 28, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JONES GA |
| Property Address | 108 OLD JAMES RD, GRAY, GA 31032-3554 |
| Document Number | 0009920368 |
| Instrument Date | Feb 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 108 OLD JAMES RD GRAY GA 310323554, GRAY, GA 31032-3554 |
| Document Number | 0009920368 |
|---|---|
| Date | Feb 21, 2019 |
| Book Page | 000992/000368 |
| Instrument | 478 |
| Name | BETTER MTG |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10006 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2049 |
Source: Jones County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Jones County |
| Unified School District | Jones County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,214.00 (+53.44%) Homeowner's exemption | $162,675 (+65.51%) Land $15,943 Building $146,732 | $406,688 (+65.51%) Land $39,858 Building $366,830 |
| 2023 | $3,398.00 (+2.04%) Homeowner's exemption | $98,287 (+6.2%) Land $12,264 Building $86,023 | $245,717 (+6.21%) Land $30,660 Building $215,057 |
| 2022 | $3,330.00 Homeowner's exemption | $92,545 Land $11,406 Building $81,139 | $231,361 Land $28,514 Building $202,847 |
Source: FEMA National Flood Hazard Layer, Jones County (13169C), updated October 13, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 50% of the US · above 64% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,010 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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