108 Oar Rd, Gallatin, MO 64640 Property Records

Daviess County property record for 108 Oar Rd, Gallatin, MO 64640

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,478 sqft · built 1971
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,250 (2025)
Deeds & Mortgages	Aug 2005 Line of Credit Dec 2005 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-3.0-8-2-01-33`

Property Details

APN / Parcel Number

Primary APN	`14-3.0-8-2-01-33`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,478 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,984 sqft (1.4 acres)
Lot Dimensions	3,350 ft deep x 60.4 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	108 OAR RD
City	GALLATIN
State	MO
Zip	64640-8325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE VIKING LOT 2323, 2324
Legal Lot Number	2323
Jurisdiction	DAVIESS MO
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2013
Census Tract	470100

Owner

Source: Daviess County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	108 OAR RD, GALLATIN, MO 64640-8325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2005	Deed of Trust, Mortgage · Line of Credit BANK MIDWEST
Dec 2, 2005	Deed of Trust, Mortgage · Line of Credit BANK MIDWEST
Jan 27, 2026	Warranty Deed, Transfer DAVIESS COUNTY LAND TITLE LLC, DAVIESS COUNTY LAND TTL LLC
May 10, 2011	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2023
Deed Sale	Jun 5, 2023
Deed Document Number	0000404238
Prior Transfer Date	May 10, 2011
Prior Transfer Doc	0000034789
Record Updated	Sep 20, 2026

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS MO
Property Address	108 OAR RD, GALLATIN, MO 64640-8325
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000219/43
Date	Aug 4, 2005
Book Page	219/43

Lender

Name	BANK MIDWEST
Type	Seller
Address	1100 MAIN ST, KANSAS CITY, MO 64105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2035

Interest

Rate Type	Adjustable Rate

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS MO
Property Address	108 OAR RD, GALLATIN, MO 64640-8325
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 OAR RD, GALLATIN, MO 64640-8325

Mortgage

Document Number	0000222/11
Date	Dec 2, 2005
Book Page	222/11

Lender

Name	BANK MIDWEST
Type	Seller
Address	1304 N WALNUT ST, CAMERON, MO 64429

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIESS MO
Recording Date	Jan 27, 2026
Property Address	108 OAR RD, GALLATIN, MO 64640-8325
Document Number	0000416/42
Book / Page	416 / 42
Instrument Date	Jan 27, 2026
Instrument	20260137
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	DAVIESS COUNTY LAND TITLE LLC, DAVIESS COUNTY LAND TTL LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 OAR RD, GALLATIN, MO 64640-8325
Investor	Possibly a Property Investor

May 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIESS MO
Recording Date	May 10, 2011
Property Address	108 OAR RD, GALLATIN, MO 64640-8325
Document Number	0000347/89
Book / Page	347 / 89
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	MO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22750 COUNTY ROAD 272, CLARKSDALE, MO 64430-9216
Mail Care Of	ANDY KAPP

Tax Assessment & Valuation

Source: Daviess County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Daviess County
County Subdivision	Liberty Township
Unified School District	Winston R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,250.00 (+2.29%)	$21,046 (+5.56%) Land $4,197 Building $16,849	$110,770 (+5.57%) Land $22,090 Building $88,680
2023	$1,222.00	$19,937 Land $4,197 Building $15,740	$104,930 Land $22,090 Building $82,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIESS COUNTY PWSD 3 serves 400 people · EPA ID MO1036130
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid-States Services Fiber	2,000 / 2,000
Windstream DSL	200 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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