108 Oak St, Windsor, CO 80550 Property Records

Weld County property record for 108 Oak St, Windsor, CO 80550

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,298 sqft · built 1909
Lot Size	0.203 acres (8,850 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,312 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8072-11-1-20-05`

Property Details

APN / Parcel Number

Primary APN	`8072-11-1-20-05`
Alternative APNs	`0807-21-1-12-005` `R1508886`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,298 sqft Living Area
Gross Area	1,583 sqft
1st Floor Area	1,298 sqft
Basement Area	285 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,850 sqft (0.203 acres)
Lot Width	50 ft Width
Porch	Porch
Porch Area	653 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1508886
Street Address	108 OAK ST
City	WINDSOR
State	CO
Zip	80550-5436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIN 23212 L5 BLK2 KERNS SUB
Legal Range	67W
Legal Township	6N
Legal Section	21
Legal Subdivision	KERNS
Legal Block	2
Legal Lot Number	5
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	3
Census Block	3016
Census Tract	2205

Owner

Source: Weld County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 OAK ST, WINDSOR, CO 80550-5436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
May 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 12, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 12, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF CO
May 1, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 1974
Deed Sale	Jun 3, 1974
Last Transfer Date	Sep 20, 2004
Transfer Doc	0003222218
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Recording Date	Jun 15, 2026
Property Address	108 OAK ST, WINDSOR, CO 80550-5436
Document Number	0005108296
Instrument Date	Jun 8, 2026
Instrument	20265108296
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 OAK ST, WINDSOR, CO 80550-5436

Mortgage

Document Number	0005108296,
Date	Jun 15, 2026
Instrument	20265108296

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	108 OAK ST, WINDSOR, CO 80550-5436
Transaction Type	Mortgage
Record Updated	May 14, 2021
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004712677
Date	May 6, 2021
Instrument	4712677

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELD CO
Recording Date	Jun 12, 2020
Property Address	108 OAK ST, WINDSOR, CO 80550-5436
Document Number	0004598469
Instrument Date	May 15, 2020
Instrument	4598469
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	108 OAK ST WINDSOR CO 805505436, WINDSOR, CO 80550-5436

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	108 OAK ST, WINDSOR, CO 80550-5436
Document Number	0004506810
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Jul 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 OAK ST WINDSOR CO 805505436, WINDSOR, CO 80550-5436

Mortgage

Document Number	0004506810
Date	Jul 18, 2019
Instrument	4506810

Lender

Name	BANK OF CO
Type	Bank
Address	WINDSOR, CO 80550

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 17, 2034

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	108 OAK ST, WINDSOR, CO 80550-5436
Document Number	0004300746
Instrument Date	May 1, 2017
Transaction Type	Mortgage
Record Updated	May 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 OAK ST WINDSOR CO 805505436, WINDSOR, CO 80550-5436

Mortgage

Document Number	0004300746
Date	May 9, 2017
Instrument	4300746

Lender

Name	BANK OF CO
Type	Bank
Address	WINDSOR, CO 80550

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 8, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Windsor Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,640 (-2.12%) Land $4,330 Building $18,310	$369,994 (-) Land $70,800 Building $299,194
2025	$2,312.00 (+5.47%)	$23,130 (-14.08%) Land $4,430 Building $18,700	$369,994 (-7.03%) Land $70,800 Building $299,194
2024	$2,192.00 (+8.95%)
2023	$2,012.00	$26,920 Land $4,190 Building $22,730	$397,988 Land $61,950 Building $336,038

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Verizon, Vistabeam.

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