Suffolk County and Islip Town property record for 108 Oak St, Islip, NY 11751
| Property Type | Single Family Home |
|---|---|
| Details | 1,896 sqft · built 2003 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $507,000 (Nov 2020) |
| Tax Bill | $14,593 (2024) |
| Deeds & Mortgages | May 2022 Refinance Jun 2018 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 472889 320.-2-61.2 |
| Primary APN | 472889 320.-2-61.2 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,896 sqft Living Area |
|---|---|
| 1st Floor Area | 953 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Width | 63 ft Width |
| Garage Type | Attached |
| Garage Area | 215 sqft |
| Street Address | 108 OAK ST |
|---|---|
| City | ISLIP |
| State | NY |
| Zip | 11751-2810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | T044H00000000 |
| Legal Block | 0002 |
| Legal Lot Number | 200 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 147401 |
Source: Suffolk County and Islip Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 108 OAK ST, ISLIP, NY 11751-2810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BETHPAGE FCU |
| Jun 25, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Nov 5, 2020 | Deed, Transfer · Stand-Alone First Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2020 · Amount on Record |
| Deed Sale | Nov 5, 2020 · Amount on Record |
| Prior Sale | Nov 13, 2003 · Amount on Record |
| Deed Book / Page | 13077 / 42 |
| Prior Transfer Date | Sep 8, 2003 |
| Prior Transfer Doc | 1228000271 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 108 OAK ST, ISLIP, NY 11751-2810 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0234130858 |
|---|---|
| Date | May 4, 2022 |
| Book Page | 23413/858 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 108 OAK ST, ISLIP, NY 11751-2810 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0229370396 |
|---|---|
| Date | Jun 25, 2018 |
| Book Page | 22937/396 |
| Instrument | 18-0116061 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | Jul 1, 2032 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Nov 5, 2020 |
| Property Address | 108 OAK ST, ISLIP, NY 11751-2810 |
| Document Number | 0130770042 |
| Book / Page | 13077 / 42 |
| Instrument Date | Aug 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 34 E WALNUT ST, ISLIP, NY 11751-2213 |
| Document Number | DL033881 |
|---|---|
| Date | Nov 5, 2020 |
| Instrument | DL033881 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | Islip Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $46,000 (+3.37%) Land $10,100 Building $35,900 | $647,888 (-) Land $142,254 Building $505,634 | |
| 2024 | $14,593.00 | $647,888 (+5.99%) Land $142,254 Building $505,634 | |
| 2023 | $44,500 Land $10,100 Building $34,400 | $611,263 Land $138,736 Building $472,527 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 25 (1979–2023) |
| Claims Outside the SFHA | 18 of 25 |
| Most Recent Claim | Jul 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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