Watauga County property record for 108 Oak Rd, Beech Mountain, NC 28604 · Last verified June 2026
| Property Type | Vacant Land > Residential |
|---|---|
| Lot Size | 13,068 sqft (0.3 acres) |
| Last Sale | $27,000 (2025) |
| Tax Bill | $53.00 (2025) |
Source: Watauga County records · APN 1941-53-4092-000
Assessment roll updated December 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 81, MYERSVILLE, MD 21773-0081 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 23, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK |
| Oct 16, 2023 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK |
| Oct 15, 2021 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 17, 2025 · Amount on Record |
| Deed Sale | Jun 17, 2025 · Amount on Record |
| Prior Sale | Oct 15, 2021 · Amount on Record |
| Deed Doc Number | 2025750957 |
| Deed Book / Page | 2436 / 679 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 108 OAK RD, BEECH MOUNTAIN, NC 28604-8140 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0024560843 |
|---|---|
| Date | Oct 23, 2025 |
| Book Page | 2456/843 |
| Instrument | 754680 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | GREENSBORO, NC 27401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Nov 01, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6.5% |
| Max Rate At Change | 11.5% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Oct 16, 2023 |
| Property Address | 108 OAK RD, BEECH MOUNTAIN, NC 28604-8140 |
| Document Number | 0023550876 |
| Book / Page | 2355 / 876 |
| Instrument Date | Oct 06, 2023 |
| Instrument | 735390 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $818.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 500 REDHILL RD, HOLLY SPRINGS, NC 27540-6281 |
| Document Number | 0000735391 |
|---|---|
| Date | Oct 16, 2023 |
| Instrument | 735391 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Change Frequency | Annually |
| Min Rate At Change | 5.75% |
| Max Rate At Change | 9.75% |
| Index | 52-Week T-Bill (1-Year) |
| Margin | 3 |
| Max Rate | 12.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Oct 15, 2021 |
| Property Address | 108 OAK RD, BEECH MOUNTAIN, NC 28604-8140 |
| Document Number | 0022280614 |
| Book / Page | 2228 / 614 |
| Map Reference | MB 4 PG 126&150 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 712627 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $750.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2800 WATERPOINTE CIR, 2800, MOUNT PLEASANT, SC 29466-6733 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 175 CLIFFWOOD DR, BANNER ELK, NC 28604-8801 |
Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Beech Mountain Town |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $53.00 | $16,800 (-) Land $16,800 | |
| 2024 | $16,800 Land $16,800 | ||
| 2023 | $16,800 Land $16,800 |
Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,667 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 1941-53-4092-000 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 11 Plumbing Fixtures |
|---|
| Lot Area | 13,068 sqft (0.3 acres) |
|---|
| Water Source | Commercial Water Source |
|---|
| Account Number | 1859522 |
|---|---|
| Street Address | 108 OAK RD |
| City | BEECH MOUNTAIN |
| State | NC |
| Zip | 28604-8140 |
| Property Usage | Residential Property Usage |
| Type | Vacant Land > Residential |
| Legal Description | WESTRIDGE AA 133 |
| Legal Subdivision | WESTRIDGE |
| Jurisdiction | WATAUGA NC |
| Minor Civil Division | LAUREL CREEK |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 921000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures