108 Oak, Merkel, TX 79536 Property Records

Taylor County property record for 108 Oak, Merkel, TX 79536

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,636 sqft · built 1933
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$99,000 (Feb 2017)
Tax Bill	$2,276 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S0600021400`

Property Details

APN / Parcel Number

Primary APN	`S0600021400`
Alternative APN	`73046`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,636 sqft Living Area
1st Floor Area	1,636 sqft
Utility Area	256 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	340 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	108 OAK
City	MERKEL
State	TX
Zip	79536-5112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN MERKEL, BLOCK 28, LOT 18 & N1/2 LT 17
Legal Subdivision	ORIGINAL TOWN MERKEL
Legal Block	28
Legal Lot Number	18,17
Jurisdiction	TAYLOR TX
Township / Civil Division	MERKEL
Census Block Group	2
Census Block	2027
Census Tract	13601

Owner

Source: Taylor County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	108 OAK, MERKEL, TX 79536-5112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 1, 2017	Vendor's Lien, Transfer · FHA Mortgage CU MEMBERS MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2017 · Amount on Record
Deed Sale	Feb 1, 2017 · Amount on Record
Prior Sale	Jul 7, 2014 · Amount on Record
Deed Document Number	20171561
Prior Transfer Date	Jan 31, 2017
Prior Transfer Doc	0000001561
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAYLOR TX
Property Address	108 OAK, MERKEL, TX 79536-5112
Transaction Type	Mortgage
Record Updated	Jan 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 OAK, MERKEL, TX 79536-5112

Mortgage

Document Number	0000025776
Date	Dec 29, 2022
Instrument	2022-00025776

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	290 Months
Due	Feb 1, 2047

February 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TAYLOR TX
Recording Date	Feb 1, 2017
Property Address	108 OAK, MERKEL, TX 79536-5112
Document Number	0000001561
Map Reference	CAB2 SL139-C
Instrument Date	Jan 31, 2017
Instrument	2017-00001561
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 764, ELDORADO, TX 76936-0764

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 OAK, MERKEL, TX 79536-5112

Mortgage

Document Number	0000001562
Date	Feb 1, 2017
Instrument	2017-00001562

Lender

Name	CU MEMBERS MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Taylor County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Taylor County
Municipality	Merkel Town
Unified School District	Merkel Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,410 (+1%)	$223,684 (+8.57%) Land $2,625 Building $221,059
2025	$2,276.00 (+14.31%) Homeowner's exemption	$177,645 (+1%) Land $2,625 Building $203,399	$206,024 (+10.24%) Land $2,625 Building $203,399
2024		$161,495 (-2.15%) Land $2,625 Building $184,261	$186,886 (+13.24%) Land $2,625 Building $184,261
2023	$1,991.00 (-20.99%) Homeowner's exemption	$165,040 Land $2,625 Building $162,415	$165,040 Land $2,625 Building $162,415
2022	$2,520.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERKEL serves 3,573 people · EPA ID TX2210002
Water Source	Purchased surface water from CITY OF ABILENE
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Access Fiber.

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