Augusta County property record for 108 Neff Dr, Stuarts Draft, VA 24477
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,512 sqft · built 1997 |
| Lot Size | 0.76 acres (33,253 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,970 (2026) |
| Deeds & Mortgages | Mar 2022 Refinance Jan 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 084E 15 91 |
| Primary APN | 084E 15 91 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,512 sqft Living Area |
| Gross Area | 6,512 sqft |
| 1st Floor Area | 1,176 sqft |
| Upper Floors Area | 1,080 sqft |
| Basement Area | 1,080 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 33,253 sqft (0.76 acres) |
| Terrain | Rolling |
| Garage Area | 1,116 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 108 NEFF DR |
|---|---|
| City | STUARTS DRAFT |
| State | VA |
| Zip | 24477-2902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE FAM |
| Legal Description | 84E-(15)-91 FOREST SPRINGS EST SEC 14 LOT 91 |
| Legal Subdivision | FOREST SPRINGS EST |
| Legal Lot Number | 91 |
| Jurisdiction | AUGUSTA VA |
| Township / Civil Division | SOUTH RIVER |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 71102 |
Source: Augusta County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 108 NEFF DR, STUARTS DRAFT, VA 24477-2902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC UNION BANK |
| Jan 6, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance DUPONTY COMMUNITY CREDIT UNION |
| Dec 11, 2018 | Deed of Trust, Mortgage · Balloon Mortgage UNION BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 3, 2010 |
| Transfer Doc | 0000002106 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Property Address | 108 NEFF DR, STUARTS DRAFT, VA 24477-2902 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220002193 |
|---|---|
| Date | Mar 14, 2022 |
| Instrument | 220002193 |
| Name | ATLANTIC UNION BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Property Address | 108 NEFF DR, STUARTS DRAFT, VA 24477-2902 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 200000130 |
|---|---|
| Date | Jan 6, 2020 |
| Instrument | 200000130 |
| Name | DUPONTY COMMUNITY CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Property Address | 108 NEFF DR, STUARTS DRAFT, VA 24477-2902 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2018 |
| Name | Verified Name |
|---|
| Document Number | 180009310 |
|---|---|
| Date | Dec 11, 2018 |
| Instrument | 180009310 |
| Name | UNION BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Augusta County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Augusta County |
| Unified School District | Augusta County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,970.00 | $378,900 (-) Land $55,000 Building $323,900 | |
| 2025 | $378,900 (+30.59%) Land $55,000 Building $323,900 | ||
| 2024 | $378,900 (+30.59%) Land $55,000 Building $323,900 | ||
| 2023 | $1,827.00 | $290,140 Land $37,000 Building $253,140 | $290,140 Land $37,000 Building $253,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH RIVER SANITARY DISTRICT serves 26,083 people · EPA ID VA2015575 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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