108 NE 3rd St, Spiro, OK 74959 Property Records

Le Flore County property record for 108 NE 3rd St, Spiro, OK 74959

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1945
Lot Size	0.158 acres (6,882 sqft)
Owner	Individual Name on Record
Last Sale	$71,500 (Apr 2022)
Tax Bill	$685 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33755`

Property Details

APN / Parcel Number

Primary APN	`33755`
Alternative APN	`U001-00-024-000-0-002-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2021
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,882 sqft (0.158 acres)

Exterior Amenities

Porch	Slab
Porch Area	91 sqft
Deck Area	256 sqft
Patio Area	36 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	33755
Street Address	108 NE 3RD ST
City	SPIRO
State	OK
Zip	74959-2316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SPIRO BLK 24 W41 LOT 2 & E9 LOT 3 B1298 P806 B1903 P751 B1904 P8 B2028 P33 B2029 P854
Legal Range	25E
Legal Township	9N
Legal Section	23
Legal Subdivision	SPIRO MAIN TOWN
Legal Block	24
Legal Lot Number	2,3
Jurisdiction	LE FLORE OK
Township / Civil Division	SPIRO
Census Block Group	4
Census Block	4043
Census Tract	40299

Owner

Source: Le Flore County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	108 NE 3RD ST, SPIRO, OK 74959-2316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Warranty Deed, Transfer · Conventional Mortgage OPEN MORTGAGE LLC
Mar 13, 2018	Deed of Trust, Mortgage THE COMMUNITY STATE BANK
Mar 22, 2021	Warranty Deed, Transfer · FHA Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2022 · Amount on Record
Deed Sale	Apr 4, 2022 · Amount on Record
Prior Sale	Mar 22, 2021 · Amount on Record
Deed Document Number	20223160
Deed Book / Page	2182 / 533
Prior Transfer Date	Mar 20, 2018
Prior Transfer Doc	0020290854
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LE FLORE OK
Recording Date	Apr 4, 2022
Property Address	108 NE 3RD ST, SPIRO, OK 74959-2316
Document Number	0021820533
Book / Page	2182 / 533
Instrument Date	Mar 31, 2022
Instrument	3160
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	NOT AVAILABLE, INFINITY TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003161
Date	Apr 4, 2022
Instrument	3161

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LE FLORE OK
Property Address	108 NE 3RD ST, SPIRO, OK 74959-2316
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020290289
Date	Mar 13, 2018
Book Page	2029/0289
Instrument	1766

Lender

Name	THE COMMUNITY STATE BANK
Type	Bank
Address	POTEAU, OK 74953

Agreement

Amount	Amount Recorded

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LE FLORE OK
Recording Date	Mar 22, 2021
Property Address	108 NE 3RD ST, SPIRO, OK 74959-2316
Document Number	0021360870
Book / Page	2136 / 870
Instrument Date	Mar 18, 2020
Instrument	2255
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 NE 3RD ST, SPIRO, OK 74959-2316

Mortgage

Document Number	0000002256
Date	Mar 22, 2021
Instrument	2256

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Le Flore County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Le Flore County
Municipality	Spiro Town
Unified School District	Spiro Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,115 (+5.01%) Land $520 Building $7,595	$73,765 (+5%) Land $4,725 Building $69,040
2025	$685.00 (-4.2%)	$7,728 (-1.74%) Land $495 Building $7,233	$70,253 (-1.74%) Land $4,500 Building $65,753
2023	$715.00	$7,865 Land $495 Building $7,370	$71,500 Land $4,500 Building $67,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 85% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPIRO serves 2,200 people · EPA ID OK1020106
Water Source	Surface water
Last State Inspection	Jun 2023
Also Mapped Here	SPIRO EAST WATER ASSOCIATION
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Optimum Cable	940 / 35

May also be available: 360 Broadband, AT&T, T-Mobile.

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