108 N Vine St, Westerville, OH 43081 Property Records

Franklin County property record for 108 N Vine St, Westerville, OH 43081

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,456 sqft · built 1916
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Nov 2019)
Tax Bill	$6,351 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`080-000122`

Property Details

APN / Parcel Number

Primary APN	`080-000122`
Alternative APN	`08000012200`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,456 sqft Living Area
1st Floor Area	1,459 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Conventional
Exterior Material	Wood
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	108 N VINE ST
City	WESTERVILLE
State	OH
Zip	43081-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	108 N VINE ST 49.5 X 150FT ON VINE ST KNOX OLD 25 27 29
Legal Subdivision	KNOXS ADD
Legal Lot Number	25,27
Jurisdiction	FRANKLIN OH
Township / Civil Division	WESTERVILLE
Census Block Group	4
Census Block	4021
Census Tract	7020

Owner

108 N Vine St is owned and occupied by two individuals who bought it in November 2019.

Source: Franklin County records, as of June 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 N VINE ST, WESTERVILLE, OH 43081-1549
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage CME FCU
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CME FCU
Oct 11, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Nov 1, 2019	Survivorship Deed, Transfer · Conventional Mortgage WESBANCO BANK INC
Oct 1, 2019	Trustee's Deed, Construction Loan · Construction Mortgage THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2019 · Amount on File
Deed Sale	Nov 1, 2019 · Amount on File
Prior Sale	Dec 18, 2013 · Amount on File
Deed Document Number	2019145971
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	108 N VINE ST, WESTERVILLE, OH 43081-1549
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000106331
Date	Jun 17, 2021
Instrument	202106170106331

Lender

Name	CME FCU
Type	Credit Union
Address	COLUMBUS, OH 43218

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jun 15, 2041

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	108 N VINE ST, WESTERVILLE, OH 43081-1549
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	HALLMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000228427
Date	Dec 16, 2021
Instrument	202112160228427

Lender

Name	CME FCU
Type	Credit Union
Address	COLUMBUS, OH 43215

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	108 N VINE ST, WESTERVILLE, OH 43081-1549
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	THIRD CAP TTL OF NORTHEAST O

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000106719
Date	Oct 11, 2024
Instrument	202410110106719

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	FRANKLIN OH
Recording Date	Nov 1, 2019
Property Address	108 N VINE ST, WESTERVILLE, OH 43081-1549
Document Number	0000145971
Map Reference	MB 1 PG 378
Instrument Date	Oct 18, 2019
Instrument	201911010145971
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	FIRST OHIO TITLE INS BOX

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000145972
Date	Nov 1, 2019
Instrument	201911010145972

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

October 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN OH
Recording Date	Oct 1, 2019
Property Address	108 N VINE ST, WESTERVILLE, OH 43081-1549
Instrument Date	Sep 23, 2019
Instrument	128809
Transaction Type	Construction Loan
Record Updated	Oct 10, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 N VINE ST WESTERVILLE OH 430811549, WESTERVILLE, OH 43081-1549

Mortgage

Document Number	0000128809
Date	Oct 1, 2019
Instrument	128809

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 30, 2020

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
Municipality	Westerville City
Unified School District	Westerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$111,760 (-) Land $35,000 Building $76,760	$319,300 Land $100,000 Building $219,300
2024	$6,351.00 (+2.17%) Homeowner's exemption	$111,760 (-) Land $35,000 Building $76,760
2023	$6,216.00 (+15.86%) Homeowner's exemption	$111,760 (+51.74%) Land $35,000 Building $76,760	$319,300 Land $100,000 Building $219,300
2022	$5,365.00 Homeowner's exemption	$73,650 Land $20,410 Building $53,240
2020			$210,400 Land $58,300 Building $152,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 108 N Vine St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981–1982)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 108 N Vine St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERVILLE CITY PWS serves 39,000 people · EPA ID OH2503411
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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