108 N Smith St, Alba, MO 64830 Property Records

Jasper County property record for 108 N Smith St, Alba, MO 64830

Property Summary

Property Type	Duplex
Details	2 ba · 1,107 sqft · built 2002
Lot Size	0.21 acres (9,144 sqft)
Owner	2 Individual Names on Record
Last Sale	$83,300 (Apr 2018)
Tax Bill	$800 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-910092-1100`

Property Details

APN / Parcel Number

Primary APN	`11-910092-1100`
Alternative APNs	`08-5.0-15-20-011-022.000` `8-5.0-15-20-11-22.0`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,107 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	9,144 sqft (0.21 acres)
Lot Dimensions	127 ft deep x 72 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	108 N SMITH ST
City	ALBA
State	MO
Zip	64830-1013
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	ALBA-IRA MORTONS ADD LOT 5
Legal Range	32W
Legal Township	29N
Legal Section	15
Legal Subdivision	ALBA-IRA MORTONS ADD
Legal Lot Number	5
Jurisdiction	JASPER MO
Township / Civil Division	MINERAL
Census Block Group	1
Census Block	1089
Census Tract	12202

Owner

Source: Jasper County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 342, ALBA, MO 64830-0342
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · FHA Mortgage FLAT BRANCH MORTGAGE INC
Apr 11, 2018	Warranty Deed, Transfer · FHA Mortgage FLAT BR MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2018 · Amount on Record
Deed Sale	Apr 11, 2018 · Amount on Record
Prior Sale	Aug 27, 2013 · Amount on Record
Deed Document Number	20184764
Deed Book / Page	2464 / 152
Prior Transfer Date	Jan 9, 2015
Prior Transfer Doc	0001501054
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JASPER MO
Property Address	108 N SMITH ST, ALBA, MO 64830-1013
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016280
Date	Nov 24, 2025
Book Page	2779/67
Instrument	2025016280

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JASPER MO
Recording Date	Apr 11, 2018
Property Address	108 N SMITH ST, ALBA, MO 64830
Document Number	0000004764
Book / Page	002464 / 000152
Instrument Date	Apr 6, 2018
Instrument	4764
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	GREAT AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	613 S OAKLAND ST WEBB CITY MO 648702450, WEBB CITY, MO 64870-2450

Mortgage

Document Number	4765
Date	Apr 11, 2018
Book Page	002464/000153
Instrument	4765

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2048

Tax Assessment & Valuation

Source: Jasper County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Alba City
County	Jasper County
Unified School District	Webb City R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$15,860 (+10.75%) Land $1,080 Building $14,780	$83,470 (+10.75%) Land $5,690 Building $77,780
2024	$800.00 (+10.5%)
2023	$724.00	$14,320 Land $1,080 Building $13,240	$75,370 Land $5,690 Building $69,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 49% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBA PWS serves 555 people · EPA ID MO5010004
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craw Kan Telephone Cooperative Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon, Wisper ISP.

Nearby Properties on N Smith St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures