108 N Ring St, Virden, IL 62690 Property Records

Macoupin County property record for 108 N Ring St, Virden, IL 62690

Property Summary

Property Type	Single Family Home
Lot Size	0.227 acres (9,900 sqft)
Owner	Company Name on File
Last Sale	$186,200 (Aug 2022)
Tax Bill	$354 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jul 2022 Mortgage
APN	`04-09-435-005`

Property Details

APN / Parcel Number

Primary APN	`04-09-435-005`
Alternative APN	`08-001-762-00`

Exterior

Lot Area	9,900 sqft (0.227 acres)
Lot Dimensions	180 ft deep x 55 ft wide

Location & Zoning

Street Address	108 N RING ST
City	VIRDEN
State	IL
Zip	62690-1550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 JACOB RINGS SUBD 55 X 180 04-09-435-005
Legal Subdivision	JACOB RINGS SUBD
Legal Lot Number	20
Jurisdiction	MACOUPIN IL
Township / Civil Division	VIRDEN
Census Block Group	1
Census Block	1010
Census Tract	956100

Owner

108 N Ring St is owned by a company that bought it in August 2022.

Source: Macoupin County records, as of July 13, 2026

Owner of Record	Company Name on File
Mailing Address	9316 W STATE ROUTE 104, WAVERLY, IL 62692-8528
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Limited Warranty Deed, Transfer · Commercial Mortgage WEST CENTRAL BANK
Jul 25, 2022	Warranty Deed, Transfer · Commercial Mortgage WEST CENTRAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2022 · Amount on File
Deed Sale	Aug 19, 2022 · Amount on File
Prior Sale	Jul 25, 2022 · Amount on File
Deed Document Number	2022600617
Record Updated	Oct 29, 2026

August 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Aug 19, 2022
Property Address	108 N RING ST, VIRDEN, IL 62690-1550
Document Number	0000600617
Instrument Date	Aug 16, 2022
Instrument	600617
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	CORNERSTONE TITLE-OREM, CORNERSTONE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9316 W STATE ROUTE 104, WAVERLY, IL 62692-8528

Mortgage

Document Number	0000600618
Date	Aug 19, 2022
Instrument	600618

Lender

Name	WEST CENTRAL BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Jul 25, 2022
Property Address	108 N RING ST, VIRDEN, IL 62690-1550
Document Number	0000600100
Instrument Date	Jul 6, 2022
Instrument	600100
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3990 VAN DEREN ST, CURRAN, IL 62670-6605
Investor	Possibly a Property Investor

Mortgage

Document Number	0000600101
Date	Jul 25, 2022
Instrument	600101

Lender

Name	WEST CENTRAL BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 108 N Ring St was $354, up 2.3% from the year before.

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Virden Township
Municipality	Virden City
Unified School District	North Mac Community Unit School District 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$354.00 (+2.31%)	$4,476 (+7%) Land $3,358 Building $1,118	$13,428 (+7%) Land $10,074 Building $3,354
2024	$346.00	$4,183 Land $3,138 Building $1,045	$12,549 Land $9,414 Building $3,135
2022	$132.00 Homeowner's exemption	$3,621 Land $2,716 Building $905	$10,863 Land $8,148 Building $2,715

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 108 N Ring St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 N Ring St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VIRDEN serves 3,274 people · EPA ID IL1171100
Water Source	Purchased surface water from OTTER LAKE WATER COMMISSION
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Royell Communications Fiber	7,000 / 7,000
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Wisper ISP.

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