108 N Oak St, Mize, MS 39116 Property Records

Smith County property record for 108 N Oak St, Mize, MS 39116

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,824 sqft · built 1980
Owner	Company Name on Record
Tax Bill	$971 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Dec 2019 Refinance + 1 more
Flood Zone	Zone A (high risk)
APN	`201A-01-B-078`

Property Details

APN / Parcel Number

Primary APN	`201A-01-B-078`
Alternative APNs	`010021` `10021`

Interior

Building Area	1,824 sqft Adjusted Area
1st Floor Area	1,800 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Roof Type	Gable
Roof Material	Metal

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	10021
Street Address	108 N OAK ST
City	MIZE
State	MS
Zip	39116
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	LOTS 18 & 19 BLK 24 IN SE NE
Legal Range	16W
Legal Township	10N
Legal Section	01
Legal Subdivision	SE 1/4 OF NE 1/4 OF
Legal Block	24
Legal Lot Number	18-19
Jurisdiction	SMITH MS
Township / Civil Division	3
Census Block Group	1
Census Block	1025
Census Tract	950201

Owner

Source: Smith County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 2347, MADISON, MS 39130-2347
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2018	Deed of Trust, Mortgage FIRST FINANCIAL BANK
Dec 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST FINANCIAL BANK
Jun 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2025
Deed Sale	Jan 16, 2025
Prior Sale	Mar 24, 2023
Deed Document Number	202599
Deed Book / Page	698 / 138
Prior Transfer Date	Jan 2, 2025
Prior Transfer Doc	000698/138
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH MS
Property Address	108 N OAK ST, MIZE, MS 39116
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201802950
Date	Oct 18, 2018
Instrument	201802950

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	3 Months
Due	Jan 1, 2019

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH MS
Property Address	108 N OAK ST, MIZE, MS 39116
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000649/664
Date	Dec 9, 2019
Book Page	649/664
Instrument	201903322

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Jan 1, 2021

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH MS
Property Address	108 N OAK ST, MIZE, MS 39116
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000653/395
Date	Jun 3, 2020
Book Page	653/395
Instrument	202001207

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2040

Tax Assessment & Valuation

Source: Smith County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Smith County
Municipality	Mize Town
Unified School District	Smith County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$971.00 (+22.6%)	$7,451 (+22.71%)	$49,670 (+22.7%) Land $10,000 Building $39,670
2024	$792.00
2023	$792.00	$6,072	$40,480 Land $10,000 Building $30,480
2022	$792.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 19, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 62% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MIZE serves 568 people · EPA ID MS0650004
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	10 / 1

May also be available: T-Mobile, TEC.

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