108 N Main St, Monroe, NC 28112 Property Records

Union County property record for 108 N Main St, Monroe, NC 28112

Property Summary

Property Type	Commercial
Details	10,965 sqft · built 1930
Lot Size	0.084 acres (3,659 sqft)
Owner	Company Name on Record
Last Sale	$180,000 (Oct 2023)
Tax Bill	$6,893 (2025)
Deeds & Mortgages	Oct 2023 Sale Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-232-059`

Property Details

APN / Parcel Number

Primary APN	`09-232-059`

Interior

Stories	3 Stories
Building Area	10,965 sqft Total Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Fire Resistance	Masonry Walls, Wood Interior
Roof Material	Asphalt
Lot Area	3,659 sqft (0.084 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	108 N MAIN ST
City	MONROE
State	NC
Zip	28112-4721
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CBD MONROE
Legal Description	#1 OPCP371 LESS OPCQ037
Legal Subdivision	9901500
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2058
Census Tract	20501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Monroe Downtown Historic District listed 1988 · 26 contributing resources · NRIS 87002202

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7011 HYDE PARK DR, INDIAN TRAIL, NC 28079-5633
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Special Warranty Deed, Transfer
Apr 28, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2023 · Amount on Record
Deed Sale	Oct 25, 2023 · Amount on Record
Prior Sale	Apr 28, 2021 · Amount on Record
Deed Document Number	202325820
Deed Book / Page	8801 / 737
Record Updated	Oct 29, 2026

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 25, 2023
Property Address	108 N MAIN ST, MONROE, NC 28112-4721
Document Number	0000880173
Book / Page	8801 / 73
Map Reference	CAB P FILE 371
Instrument Date	Sep 12, 2023
Instrument	25820
Transaction Type	Transfer
Record Updated	Nov 20, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7011 HYDE PARK DR, INDIAN TRAIL, NC 28079-5633

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 28, 2021
Property Address	108 N MAIN ST, MONROE, NC 28112-4721
Document Number	8080747
Book / Page	8080 / 747
Map Reference	CAB P FILE 371
Instrument Date	Apr 16, 2021
Instrument	19951
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 W CROWELL ST, MONROE, NC 28112-4648
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,060,800 (+59.14%) Land $50,300 Building $1,010,500	$1,060,800 (+59.14%) Land $50,300 Building $1,010,500
2025	$6,893.00	$666,600 (+267.27%) Land $50,300 Building $616,300	$666,600 (+267.27%) Land $50,300 Building $616,300
2023		$181,500 Land $37,800 Building $143,700	$181,500 Land $37,800 Building $143,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

Nearby Properties on N Main St

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