Adams County property record for 108 N Franklin St, Payson, IL 62360
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.19 acres (8,285 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $76,000 (Jan 2022) |
| Tax Bill | $1,471 (2024) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 180047200000 |
| Primary APN | 180047200000 |
|---|
| Lot Area | 8,285 sqft (0.19 acres) |
|---|
| Street Address | 108 N FRANKLIN ST |
|---|---|
| City | PAYSON |
| State | IL |
| Zip | 62360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 07 3S7W LOT 63 ORIGINAL PAYSON S 80FT LOT 63 |
| Legal Range | 07W |
| Legal Township | 03S |
| Legal Section | 07 |
| Legal Subdivision | VILLAGE PAYSON |
| Legal Lot Number | 63 |
| Jurisdiction | ADAMS IL |
| Township / Civil Division | PAYSON |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 10302 |
Source: Adams County records, as of May 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 106, LIBERTY, IL 62347-0106 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage STATE BANK AND TRUST COMPANY |
| Jan 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage TOWN & COUNTRY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 28, 2022 · Amount on Record |
| Deed Sale | Jan 28, 2022 · Amount on Record |
| Prior Sale | Nov 10, 2021 · Amount on Record |
| Deed Document Number | 2022783 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IL |
| Recording Date | Jul 21, 2026 |
| Property Address | 108 S FRANKLIN ST, PAYSON, IL 62360-1116 |
| Document Number | 0000004356 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 20264356 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $15,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 S FRANKLIN ST, PAYSON, IL 62360-1116 |
| Document Number | 0000004357, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 20264357 |
| Name | STATE BANK AND TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 1, 2031 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IL |
| Recording Date | Jan 28, 2022 |
| Property Address | 108 N FRANKLIN ST, PAYSON, IL 62360 |
| Document Number | 2022R00783 |
| Instrument Date | Jan 27, 2022 |
| Instrument | 2022R-00783 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $114.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 N FRANKLIN ST, PAYSON, IL 62360 |
| Document Number | 2022R00784 |
|---|---|
| Date | Jan 28, 2022 |
| Instrument | 2022R-00784 |
| Name | TOWN & COUNTRY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Adams County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Adams County |
| County Subdivision | Payson Township |
| Municipality | Payson Village |
| Unified School District | Payson Community Unit School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $30,830 (+22%) Land $5,480 Building $25,350 | $92,490 (+22%) Land $16,440 Building $76,050 | |
| 2024 | $1,471.00 (+165.05%) | ||
| 2022 | $25,270 Land $4,490 Building $20,780 | $75,810 Land $13,470 Building $62,340 | |
| 2021 | $555.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 23, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAYSON serves 1,386 people · EPA ID IL0010550 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Adams Telsystems Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 700 / 300 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Illinois Net Fixed Wireless | 100 / 20 |
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