108 N Elba Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 108 N Elba Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,448 sqft · built 2004
Lot Size	16.2 acres (705,672 sqft)
Owner	2 Individual Names on File
Last Sale	$258,000 (Jul 2019)
Tax Bill	$3,517 (2025)
Deeds & Mortgages	Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`008-005-031-10`

Property Details

APN / Parcel Number

Primary APN	`008-005-031-10`

Interior

Full Baths	2 Baths
Building Area	1,448 sqft Living Area
1st Floor Area	1,448 sqft
Basement Area	1,448 sqft
Flooring	Carpet

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	705,672 sqft (16.2 acres)
Garage Area	894 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	108 N ELBA RD
City	LAPEER
State	MI
Zip	48446-8007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	REMAINDER SEC 5 T7N R9E DES AS BEG AT A POINT N 00-41-12 E ALONG THE W LINE OF SAID SEC 790.65 FT FROM THE SW COR OF SAID
Legal Range	09E
Legal Township	07N
Legal Section	05
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1007
Census Tract	336000

Owner

108 N Elba Rd is owned and occupied by two individuals who bought it in July 2019.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 N ELBA RD, LAPEER, MI 48446-8007
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2019 · Amount on File
Deed Sale	Jul 9, 2019 · Amount on File
Prior Sale	Jul 9, 2019 · Amount on File
Deed Document Number	20193033426
Deed Book / Page	3033 / 426
Prior Transfer Date	Jan 20, 2014
Prior Transfer Doc	0026900658
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jul 9, 2019
Property Address	108 N ELBA RD, LAPEER, MI 48446-8007
Document Number	0030330426
Book / Page	3033 / 426
Instrument Date	Jun 25, 2019
Instrument	1603
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 MAPLE GROVE RD, LAPEER, MI 48446-3229

Tax Assessment & Valuation

The 2025 property tax bill for 108 N Elba Rd was $3,517 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,300 (+3.28%)	$446,600 (+3.28%)
2025	$3,517.00 Homeowner's exemption	$216,200	$432,400
2023		$188,900	$377,800
2022	$3,042.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 N Elba Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 N Elba Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20