Ottawa County property record for 108 N Cherry St, Commerce, OK 74339
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 784 sqft · built 1938 |
| Owner | Individual Name on Record |
| Last Sale | $20,000 (Oct 2021) |
| Tax Bill | $824 (2025) |
| Deeds & Mortgages | Oct 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 20270 |
| Primary APN | 20270 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 784 sqft Living Area |
| 1st Floor Area | 2,008 sqft |
| Upper Floors Area | 1,224 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Porch | Open Porch |
| Porch Area | 322 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air |
| Account Number | 20270 |
|---|---|
| Street Address | 108 N CHERRY ST |
| City | COMMERCE |
| State | OK |
| Zip | 74339-1632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 8 - 10, BLK 64 FIRST ADDN TO NORTH MIAMI NOW COMMERCE 614/426 LIS 1128/65 |
| Legal Range | 23E |
| Legal Township | 28N |
| Legal Section | 06 |
| Legal Subdivision | FIRST ADDN TO NORTH MIAMI NOW COMMERCE |
| Legal Block | 64 |
| Legal Lot Number | 8-10 |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 3 |
| Census Block | 3058 |
| Census Tract | 574200 |
Source: Ottawa County records, as of January 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2414 MOLLY LN, MIAMI, OK 74354-1461 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2021 · Amount on Record |
| Deed Sale | Oct 29, 2021 · Amount on Record |
| Deed Document Number | 0001147249 |
| Deed Book / Page | 1147 / 249 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA OK |
| Recording Date | Oct 29, 2021 |
| Property Address | 108 N CHERRY ST, COMMERCE, OK 74339-1606 |
| Document Number | 001147/249 |
| Book / Page | 1147 / 249 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 2021-005487 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $30.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2414 MOLLY LN, MIAMI, OK 74354-1461 |
Source: Ottawa County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Commerce City |
| Unified School District | Commerce Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $824.00 (+0.86%) | $8,498 (+5%) Land $837 Building $7,661 | $99,273 (-0.42%) Land $7,340 Building $91,933 |
| 2024 | $817.00 (+18.06%) | $8,093 (+4.99%) Land $837 Building $7,256 | $99,691 (-) Land $7,340 Building $92,351 |
| 2023 | $692.00 (+3.28%) | $7,708 (+5%) Land $837 Building $6,871 | $99,691 (-) Land $7,340 Building $92,351 |
| 2022 | $670.00 | $7,341 Land $837 Building $6,504 | $99,691 Land $7,340 Building $92,351 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE serves 2,645 people · EPA ID OK2005810 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 37 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| The Junction Internet Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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