108 N Charles St, Roxboro, NC 27573 Property Records

Person County property record for 108 N Charles St, Roxboro, NC 27573

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1928
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$127,000 (May 2025)
Tax Bill	$1,927 (2025)
Deeds & Mortgages	Apr 2022 Sale Nov 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31 44`

Property Details

APN / Parcel Number

Primary APN	`31 44`
Alternative APNs	`70630 302` `77101 301`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Heated Area
Gross Area	1,658 sqft
Utility Area	28 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1982
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	105 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	356 sqft
Carport	Carport
Carport Area	356 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	170 sqft
Patio Area	144 sqft
Canopy	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	77101 301
Street Address	108 N CHARLES ST
City	ROXBORO
State	NC
Zip	27573-4902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT
Legal Subdivision	PROPERTY OF JIM ANDERSON
Jurisdiction	PERSON NC
Township / Civil Division	ROXBORO
Census Block Group	1
Census Block	1038
Census Tract	920300

Owner

Source: Person County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 N CHARLES ST, ROXBORO, NC 27573-4902
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Warranty Deed, Transfer
Nov 19, 2020	Deed of Trust, Mortgage · Line of Credit ROXBORO SVGS BK SSB
Apr 29, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2025 · Amount on Record
Deed Sale	May 16, 2025 · Amount on Record
Prior Sale	Apr 29, 2020 · Amount on Record
Deed Document Number	2025418181
Deed Book / Page	1220 / 837
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PERSON NC
Recording Date	Apr 29, 2022
Property Address	108 N CHARLES ST, ROXBORO, NC 27573-4902
Document Number	0011200311
Book / Page	1120 / 311
Map Reference	MB 4 PG 86
Instrument Date	Apr 29, 2022
Instrument	400725
Transaction Type	Transfer
Record Updated	May 9, 2022

Transaction

Amount	Amount Recorded
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 TANGLEWOOD CIR, ROXBORO, NC 27573-4651

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	108 N CHARLES ST, ROXBORO, NC 27573-4902
Document Number	0000390310
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3200 CROASDAILE DR DURHAM NC 277052586, DURHAM, NC 27705-2586

Mortgage

Document Number	0000390310
Date	Nov 19, 2020
Book Page	001058/000573
Instrument	390310

Lender

Name	ROXBORO SVGS BK SSB
Type	Federal Savings Bank
Address	ROXBORO, NC 27573-0489

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 18, 2040

Interest

Rate Type	Adjustable Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PERSON NC
Recording Date	Apr 29, 2020
Property Address	108 N CHARLES ST, ROXBORO, NC 27573-4902
Document Number	0000386549
Book / Page	001036 / 000364
Instrument Date	Apr 29, 2020
Instrument	386549
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$120.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 72320 DURHAM NC 277222320, DURHAM, NC 27722-2320

Tax Assessment & Valuation

Source: Person County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Person County
Municipality	Roxboro City
Unified School District	Person County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,692 (-)	$139,692 (-) Land $13,665 Building $126,027
2025	$1,927.00 (+52.94%)	$139,692 (+68.66%)	$139,692 (+68.66%) Land $13,665 Building $126,027
2023	$1,260.00 (+7.14%)	$82,824	$82,824 Land $13,440 Building $69,384
2022	$1,176.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROXBORO serves 13,139 people · EPA ID NC0273010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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