Berrien County property record for 108 N Cayuga St, Buchanan, MI 49107
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,794 sqft · built 1995 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $319,900 (Jun 2026) |
| Tax Bill | $5,264 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jul 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 58-0026-0042-00-9 |
| Primary APN | 58-0026-0042-00-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,794 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Basement Area | 1,196 sqft |
| Unfinished Basement | 1,196 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 138 ft deep x 66 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 108 N CAYUGA ST |
|---|---|
| City | BUCHANAN |
| State | MI |
| Zip | 49107-1102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 SIN |
| Legal Description | COM 17 RDS N OF S1/4 PST SEC 26 T7S R18W TH N 4 RDS TH W 9 RDS TH S 4 RDS TH E 9 RDS TO BEG |
| Legal Range | 18W |
| Legal Township | 07S |
| Legal Section | 26 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BUCHANAN |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 20200 |
Source: Berrien County records · APN 58-0026-0042-00-9
Assessment roll updated June 5, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 N CAYUGA ST, BUCHANAN, MI 49107-1102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 05, 2026 | Warranty Deed, Transfer · Conventional Mortgage GMAC MORTGAGE INC |
| Jul 31, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Oct 29, 2019 | Deed, Transfer |
| Oct 23, 2018 | Sheriff's Deed, Foreclosure |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 05, 2026 · Amount on Record |
| Deed Sale | Jun 05, 2026 · Amount on Record |
| Prior Sale | Nov 01, 2024 · Amount on Record |
| Deed Document Number | 2026462674 |
| Deed Book / Page | 3479 / 860 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jun 05, 2026 |
| Property Address | 108 N CAYUGA ST, BUCHANAN, MI 49107-1102 |
| Document Number | 0000462674 |
| Book / Page | 3479 / 860 |
| Instrument Date | Jun 03, 2026 |
| Instrument | 2026462674 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $242,324.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 108 N CAYUGA ST, BUCHANAN, MI 49107-1102 |
| Document Number | 0000462675, |
|---|---|
| Date | Jun 05, 2026 |
| Instrument | 2026462675 |
| Name | GMAC MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jul 31, 2020 |
| Property Address | 108 N CAYUGA ST, BUCHANAN, MI 49107-1102 |
| Document Number | 03284/2447 |
| Book / Page | 3284 / 2447 |
| Instrument Date | Jul 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,625.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2400 E WINN RD, NILES, MI 49120-9059 |
| Name | Verified Name |
|---|---|
| Address | 108 N CAYUGA ST, BUCHANAN, MI 49107-1102 |
| Document Number | 0032842451 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 3284/2451 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Oct 29, 2019 |
| Property Address | 108 N CAYUGA ST, BUCHANAN, MI 49107-1102 |
| Document Number | 03254/1799 |
| Book / Page | 3254 / 1799 |
| Instrument Date | Oct 08, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $885.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1600 S DOUGLASS RD, ANAHEIM, CA 92806-5948 |
| Name | Verified Name |
|---|---|
| Address | 2400 E WINN RD, NILES, MI 49120-9059 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Oct 23, 2018 |
| Property Address | 108 N CAYUGA ST, BUCHANAN, MI 49107-1102 |
| Document Number | 03220/1766 |
| Book / Page | 3220 / 1766 |
| Instrument Date | Oct 18, 2018 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 09, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $130.35 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 N CAYUGA ST, BUCHANAN, MI 49107-1102 |
| Name | Verified Name |
|---|---|
| Address | 1600 S DOUGLASS RD # 200A, 200A, ANAHEIM, CA 92806-5948 |
Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | Buchanan City |
| Unified School District | Buchanan Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $138,400 (+1.84%) | $276,800 (+1.84%) | |
| 2025 | $5,264.00 (+15.72%) Homeowner's exemption | $135,900 (+9.77%) | $271,800 (+9.77%) |
| 2024 | $4,549.00 (+5.79%) | ||
| 2023 | $123,800 | $247,600 | |
| 2022 | $4,300.00 |
Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260210202005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1981–1982) |
| Most Recent Claim | Mar 1982 · tidal / storm surge |
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Buchanan North and West Neighborhoods Historic District listed 2011 · 575 contributing resources · NRIS 11000863 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 269 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Mercury Broadband.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | BUCHANAN serves 4,871 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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