108 N Bentz St, Frederick, MD 21701 Property Records

Frederick County property record for 108 N Bentz St, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	1 ba · 1,090 sqft · built 1892
Lot Size	0.042 acres (1,816 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,473 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-033933`

Property Details

APN / Parcel Number

Primary APN	`02-033933`
Alternative APNs	`2033933` `033933`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,090 sqft Living Area
1st Floor Area	560 sqft

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1892
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	1,816 sqft (0.042 acres)
Lot Dimensions	81 ft deep x 19 ft wide
Porch	Open Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal

Location & Zoning

Account Number	033933
Street Address	108 N BENTZ ST
City	FREDERICK
State	MD
Zip	21701-4917
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	DR
Legal Description	LOT 1,816 SQFT 108 N. BENTZ ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	1
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1006
Census Tract	750200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 N BENTZ ST, FREDERICK, MD 21701-4917
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2006
Deed Sale	Jan 12, 2006
Prior Sale	Oct 4, 1994 · Amount on Record
Deed Document Number	200660357
Deed Book / Page	5804 / 554
Prior Transfer Date	Aug 30, 2005
Prior Transfer Doc	0058040554
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	108 N BENTZ ST, FREDERICK, MD 21701-4917
Document Number	0117230487
Instrument Date	Feb 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 N BENTZ ST FREDERICK MD 217014917, FREDERICK, MD 21701-4917

Mortgage

Document Number	0117230487
Date	Mar 20, 2017
Book Page	011723/000487

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$424,133 (+2.55%)	$445,200 (+7.64%) Land $250,000 Building $195,200
2025	$6,473.00 (+4.72%) Homeowner's exemption	$413,600 (+17.14%) Land $220,000 Building $193,600	$413,600 (-) Land $220,000 Building $193,600
2024	$6,181.00 (+7.16%)
2023	$5,768.00 Homeowner's exemption	$353,067	$413,600 Land $220,000 Building $193,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	11 (1979–2018)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Oct 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20