Charlottesville City property record for 108 N Baker St, Charlottesville, VA 22903
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,025 sqft · built 1957 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,677 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 230143000 |
| Primary APN | 230143000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,025 sqft Finished Area |
| 1st Floor Area | 1,028 sqft |
| Basement Area | 1,025 sqft |
| Finished Basement | 1,025 sqft |
| Flooring | Hardwood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick Veneer |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 7,187 sqft (0.165 acres) |
| Lot Depth | 120 ft Depth |
| Driveway | Driveway |
| Porch | Slab |
| Porch Area | 105 sqft |
| Patio Area | 284 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Coal |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 108 N BAKER ST |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22903-3710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | LOT 9 BK C PINECREST |
| Legal Subdivision | DUPLEXES (CONVERTED FROM RES) |
| Legal Block | C |
| Legal Lot Number | 9 |
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Township / Civil Division | CHARLOTTESVILLE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 501 |
108 N Baker St is owned by an individual who acquired it in June 2022.
Source: Charlottesville City records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1326 MORAY CT, PARK CITY, UT 84060-6939 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2022 |
| Deed Sale | Jun 28, 2022 |
| Prior Sale | Feb 16, 2022 · Amount on File |
| Deed Document Number | 20222424 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Recording Date | Aug 18, 2026 |
| Property Address | 108 N BAKER ST, CHARLOTTESVILLE, VA 22903-3710 |
| Document Number | 0000002280 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 20262280 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 108 N BAKER ST, CHARLOTTESVILLE, VA 22903-3710 |
| Document Number | 0000002280, |
|---|---|
| Date | Aug 18, 2026 |
| Instrument | 20262280 |
| Name | FIGURE LENDING LLC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
The 2026 property tax bill for 108 N Baker St was $4,677.
Source: Charlottesville City assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Charlottesville City |
| Unified School District | Charlottesville City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,677.00 | $466,700 (+1.68%) Land $120,000 Building $346,700 | $466,700 (+1.68%) Land $120,000 Building $346,700 |
| 2025 | $459,000 Land $120,000 Building $339,000 | $459,000 Land $120,000 Building $339,000 | |
| 2023 | $4,041.00 (+18.02%) | $404,300 Land $128,100 Building $276,200 | $404,300 Land $128,100 Building $276,200 |
| 2022 | $3,424.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 N Baker St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 108 N Baker St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTESVILLE serves 46,553 people · EPA ID VA2540500 |
|---|---|
| Water Source | Purchased surface water from RWSA URBAN SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Ting.
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