108 N American Ave, Dover, DE 19901 Property Records

Kent County property record for 108 N American Ave, Dover, DE 19901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1986
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$151,470 (Aug 2016)
Tax Bill	$1,211 (2026)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-05-077.05-01-40.01-000`

Property Details

APN / Parcel Number

Primary APN	`2-05-077.05-01-40.01-000`
Alternative APNs	`ED05077.050140.01/000` `6946`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	128 ft deep x 60 ft wide
View / Lot	Major Street/Thoroughfare
Porch	Slab
Porch Area	188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6946
Street Address	108 N AMERICAN AVE
City	DOVER
State	DE
Zip	19901-3804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG1
Legal Description	W. SD. AMERICAN AVE., DOVER 108 N AMERICAN AVENUE
Legal Subdivision	BRADFORD CITY ADDITION
Legal Lot Number	23
Jurisdiction	KENT DE
Township / Civil Division	DOVER
Census Block Group	1
Census Block	1018
Census Tract	40900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Victorian Dover Historic District listed 1979 · 482 contributing resources · NRIS 79000622

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

108 N American Ave is owned and occupied by an individual who bought it in August 2016.

Source: Kent County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	108 N AMERICAN AVE, DOVER, DE 19901-3804
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2016 · Amount on File
Deed Sale	Aug 17, 2016 · Amount on File
Prior Sale	Aug 30, 2007 · Amount on File
Deed Document Number	2016301870
Deed Book / Page	8229 / 97
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	108 N AMERICAN AVE, DOVER, DE 19901-3804
Document Number	0000386634
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 N AMERICAN AVE DOVER DE 199013804, DOVER, DE 19901-3804

Mortgage

Document Number	0000386634
Date	Jun 1, 2020
Book Page	010206/000152
Instrument	386634

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 31, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 108 N American Ave was $1,211, up 5.9% from the year before.

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Dover City
Unified School District	Capital School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,211.00 (+5.86%)	$194,700 Land $88,800 Building $105,900
2025	$1,144.00
2023	$900.00	$30,600 Land $6,800 Building $23,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 108 N American Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2002–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 N American Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 95% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER WATER DEPARTMENT serves 39,491 people · EPA ID DE0000571
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20