Jackson County property record for 108 N 3rd St, Talent, OR 97540
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,954 sqft · built 1963 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $212,000 (Mar 2014) |
| Tax Bill | $3,560 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 381W26BB306 |
| Primary APN | 381W26BB306 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,954 sqft Living Area |
| Gross Area | 2,434 sqft |
| 1st Floor Area | 1,954 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 550 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 108 N 3RD ST |
|---|---|
| City | TALENT |
| State | OR |
| Zip | 97540-9756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-7 |
| Legal Range | 01W |
| Legal Township | 38S |
| Legal Section | 26 |
| Legal Quarter | 2 |
| Legal Subdivision | CHRISTIAN ACRES #2 |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | JACKSON OR |
| Township / Civil Division | ASHLAND |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1702 |
Source: Jackson County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 108 N 3RD ST, TALENT, OR 97540-9756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2014 · Amount on Record |
| Deed Sale | Mar 18, 2014 · Amount on Record |
| Prior Sale | Dec 13, 2011 · Amount on Record |
| Deed Document Number | 20146185 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OR |
| Property Address | 108 N 3RD ST, TALENT, OR 97540-9756 |
| Document Number | 0000013911 |
| Instrument Date | Apr 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2020 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 108 N 3RD ST TALENT OR 975409756, TALENT, OR 97540-9756 |
| Document Number | 0000013911 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 13911 |
| Name | PEOPLES BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | MEDFORD, OR 97504 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 28, 2050 |
Source: Jackson County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Jackson County |
| Municipality | Talent City |
| Unified School District | Phoenix-Talent School District 4 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $229,020 (+3%) | $388,020 (-4.47%) Land $160,920 Building $227,100 | |
| 2025 | $3,560.00 (+2.42%) | $222,350 (+3%) Land $75,320 Building $147,030 | $406,190 (+10.06%) Land $161,000 Building $245,190 |
| 2024 | $3,476.00 (+3.27%) | $215,880 (+3%) Land $73,130 Building $142,750 | $369,050 (+27.99%) Land $153,800 Building $215,250 |
| 2023 | $3,366.00 (+2.72%) | $209,600 (+3%) Land $71,000 Building $138,600 | $288,350 (-15.18%) Land $127,640 Building $160,710 |
| 2022 | $3,277.00 | $203,500 Land $68,940 Building $134,560 | $339,970 Land $127,990 Building $211,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · lower than 71% of Oregon |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TALENT serves 6,293 people · EPA ID OR4100857 |
|---|---|
| Water Source | Purchased surface water from MEDFORD WATER COMMISSION |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rogue Broadband Fixed Wireless | 200 / 25 |
| FireServe Fixed Wireless | 100 / 30 |
May also be available: Hunter Communications.
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