108 N 3rd Ave, Sandpoint, ID 83864 Property Records

Bonner County property record for 108 N 3rd Ave, Sandpoint, ID 83864

Property Summary

Property Type	Commercial
Details	2,580 sqft · built 1955
Lot Size	0.175 acres (7,623 sqft)
Owner	Company Name on File
Last Sale	$940,203 (Feb 2024)
Tax Bill	$3,730 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RPS0389007011AA`

Property Details

APN / Parcel Number

Primary APN	`RPS0389007011AA`

Interior

Building Area	2,580 sqft Finished Area
1st Floor Area	2,580 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2020
Lot Area	7,623 sqft (0.175 acres)
Garage Type	Built-in
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	108 N 3RD AVE
City	SANDPOINT
State	ID
Zip	83864-1313
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	22-57N-2W SANDPOINT ORIG BLK 7 LOT 11 & 12 & E 10FT OF VAC 3RD AVE GREASY FINGERS
Legal Range	02W
Legal Township	57N
Legal Section	22
Legal Subdivision	SANDPOINT
Legal Block	7
Legal Lot Number	11-12
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	2
Census Block	2049
Census Tract	950300

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	108 N 3RD AVE, SANDPOINT, ID 83864-1313
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Warranty Deed, Transfer · Conventional Mortgage STOCKMAN BANK OF MONTANA
Jun 23, 2020	Deed of Trust, Mortgage · Line of Credit COLUMBIA STATE BANK
Oct 20, 2017	Warranty Deed, Transfer SANDPOINT TITLE INSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2024 · Amount on File
Deed Sale	Feb 5, 2024 · Amount on File
Prior Sale	Oct 20, 2017
Deed Document Number	20241030088
Prior Transfer Date	Aug 31, 2009
Prior Transfer Doc	0000778955
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Feb 5, 2024
Property Address	108 N 3RD AVE, SANDPOINT, ID 83864-1313
Document Number	0001030088
Map Reference	MB 1 PG 10
Instrument Date	Feb 1, 2024
Instrument	1030088
Transaction Type	Transfer
Record Updated	Feb 14, 2024
Title Company	NOT AVAILABLE, TITLEONE NORTH IDAHO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 OSPREY ROOST RD, SANDPOINT, ID 83864-7474

Mortgage

Document Number	0001030089
Date	Feb 5, 2024
Instrument	1030089

Lender

Name	STOCKMAN BANK OF MONTANA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	245 Months
Due	Jul 25, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	6 Months

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	108 N 3RD AVE, SANDPOINT, ID 83864-1313
Transaction Type	Mortgage
Record Updated	Aug 4, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000959550
Date	Jun 23, 2020
Instrument	959550

Lender

Name	COLUMBIA STATE BANK
Type	Bank
Address	SANTA ANA, CA 92707

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Oct 20, 2017
Property Address	108 N 3RD AVE, SANDPOINT, ID 83864-1313
Document Number	0000913325
Map Reference	MB1 PG10
Instrument Date	Oct 20, 2017
Instrument	913325
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	SANDPOINT TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 N 3RD AVE, SANDPOINT, ID 83864-1313

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,730.00	$658,080 (+9.86%) Land $365,904 Building $292,176	$658,080 (+9.86%) Land $365,904 Building $292,176
2025	$3,730.00 (+25.17%)	$599,032 (+29.12%) Land $350,658 Building $248,374	$599,032 (+29.12%) Land $350,658 Building $248,374
2023	$2,980.00	$463,926 Land $304,920 Building $159,006	$463,926 Land $304,920 Building $159,006

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2008–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
MountainLink Fixed Wireless	250 / 50
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Ziply Fiber.

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