108 Myrtle Rd, Ocean Springs, MS 39564 Property Records

Jackson County property record for 108 Myrtle Rd, Ocean Springs, MS 39564

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,392 sqft · built 1972
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on Record
Tax Bill$1,184 (2025)
Deeds & MortgagesSep 2026 Mortgage
Sep 2026 Mortgage
Flood ZoneZone X (moderate risk)
APN789.29-04-0028.00M

Property Details

APN / Parcel Number

Primary APN789.29-04-0028.00M
Alternative APNs
  • 61035038.050
  • 058597

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,392 sqft Heated Area
FlooringOther
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1972
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area9,583 sqft (0.219 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number058597
Street Address108 MYRTLE RD
CityOCEAN SPRINGS
StateMS
Zip39564-5214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN 25' OF LOT 38 & S 50' OF LOT 36 LESS E 15' OF SAID LOTS REPLAT BEAUGEZ S/D DB 1942-291 (28M MAP789.29-04)
Legal Range08W
Legal Township07S
Legal Section29
Legal SubdivisionBEAUGEZ
Legal Lot Number38,36
JurisdictionJACKSON MS
Township / Civil Division5
Census Block Group5
Census Block5000
Census Tract40600

Owner

Source: Jackson County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address108 MYRTLE RD, OCEAN SPRINGS, MS 39564-5214
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2026Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE COMPANY
Sep 3, 2026Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2019
Deed SaleJul 29, 2019
Deed Document Number0001942291
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MS
Recording DateSep 14, 2026
Property Address108 MYRTLE RD, OCEAN SPRINGS, MS 39564-5214
Document Number0000019619
Book / Page4277 / 539
Instrument DateAug 24, 2026
Instrument202619619
Transaction TypeMortgage
Record UpdatedSep 30, 2026
Title CompanyPILGRIM TITLE, PILGER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 MYRTLE RD, OCEAN SPRINGS, MS 39564-5214
InvestorPossibly a Property Investor

Mortgage

Document Number0000019619,
DateSep 14, 2026
Book Page4277/539
Instrument202619619
Lender
NameGUILD MORTGAGE COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MS
Recording DateSep 3, 2026
Property Address108 MYRTLE RD, OCEAN SPRINGS, MS 39564-5214
Document Number0000019084
Book / Page2278 / 263
Instrument DateAug 24, 2026
Instrument202619084
Transaction TypeMortgage
Record UpdatedSep 23, 2026
Title CompanyPILGRIM TITLE, PILGER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 MYRTLE RD, OCEAN SPRINGS, MS 39564-5214
InvestorPossibly a Property Investor

Mortgage

Document Number0000019084,
DateSep 3, 2026
Book Page2278/263
Instrument202619084
Lender
NameGUILD MORTGAGE COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyJackson County
MunicipalityOcean Springs City
Unified School DistrictOcean Springs School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,184.00 (+20.94%) Homeowner's exemption$9,547 (+7.56%) Land $1,866 Building $7,681$95,474 (+7.57%) Land $18,660 Building $76,814
2024$979.00 (-5.5%) Homeowner's exemption$8,876 (-3.26%) Land $1,818 Building $7,058$88,758 (-3.26%) Land $18,180 Building $70,578
2023$1,036.00 (-0.29%) Homeowner's exemption$9,175 (-) Land $1,818 Building $7,357$91,748 (-) Land $18,180 Building $73,568
2022$1,039.00 Homeowner's exemption$9,175 Land $1,818 Building $7,357$91,748 Land $18,180 Building $73,568

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 178 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies178 in force
Nearby Flood Claims158 (1979–2026)
Claims Outside the SFHA81 of 158
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Hurricane Zeta, Oct 2020 · 9 claims
  • Hurricane Katrina, Sep 2005 · 91 claims
  • Hurricane Georges, Sep 1998 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · above 68% of Mississippi
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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