108 Mill St, Lock Haven, PA 17745 Property Records

Clinton County property record for 108 Mill St, Lock Haven, PA 17745

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,014 sqft · built 1920
Lot Size0.099 acres (4,312 sqft)
Owner2 Company Names on Record
Last Sale$1,190 (Dec 2025)
Tax Bill$5,132 (2026)
Deeds & MortgagesAug 2022 Line of Credit
Dec 2025 Foreclosure
+ 2 more
Flood ZoneZone AH (high risk)
APN20-9772

Property Details

APN / Parcel Number

Primary APN20-9772
Alternative APN
  • A-01-B

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,014 sqft Living Area
Gross Area3,914 sqft
1st Floor Area1,007 sqft
Basement Area1,007 sqft
Unfinished Basement1,007 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1972
Architectural StyleConventional
Exterior MaterialWood
Construction TypeWood
Foundation TypeWood
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area4,312 sqft (0.099 acres)
Lot Dimensions120 ft deep x 36 ft wide
Garage Area240 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water

Location & Zoning

Account NumberA -01-B
Street Address108 MILL ST
CityLOCK HAVEN
StatePA
Zip17745-1228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal DescriptionPOR; 36 X 120
JurisdictionCLINTON PA
Township / Civil DivisionLOCK HAVEN
Census Block Group5
Census Block5026
Census Tract30701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Water Street District
listed 1973 · 18 contributing resources · NRIS 73001618

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Clinton County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address108 MILL ST, LOCK HAVEN, PA 17745-1228
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 8, 2022Deed of Trust, Mortgage · Line of Credit
HORIZON FCU
Dec 15, 2025Sheriff's Deed, Foreclosure
Jul 17, 2020Deed, Transfer · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC
Oct 2, 2008Deed, Transfer · Conventional Mortgage
JERSEY SHORE STATE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2025 · Amount on Record
Deed SaleDec 15, 2025 · Amount on Record
Prior SaleJul 17, 2020 · Amount on Record
Deed Document Number20254307
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON PA
Property Address108 MILL ST, LOCK HAVEN, PA 17745-1228
Transaction TypeMortgage
Record UpdatedApr 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202203312
DateAug 8, 2022
Instrument2022-03312
Lender
NameHORIZON FCU
TypeCredit Union
AddressWILLIAMSPORT, PA 17701
Agreement
TypeLine of Credit
AmountAmount Recorded
Term35 Months
DueJul 28, 2025

December 2025: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionCLINTON PA
Recording DateDec 15, 2025
Property Address108 MILL ST, LOCK HAVEN, PA 17745-1228
Document Number0202504307
Instrument DateDec 15, 2025
Instrument2025-04307
Transaction TypeForeclosure
Record UpdatedApr 20, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3501 OLYMPUS BLVD, COPPELL, TX 75019-6156
InvestorPossibly a Property Investor

July 2020: Deed, Transfer

Document TypeDeed
JurisdictionCLINTON PA
Recording DateJul 17, 2020
Property Address108 MILL ST, LOCK HAVEN, PA 17745-1228
Document Number2020002703
Instrument DateJul 14, 2020
Instrument2020-002703
Transaction TypeTransfer
Record UpdatedApr 20, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address108 MILL ST, LOCK HAVEN, PA 17745-1228

Mortgage

Document Number2020002704
DateJul 17, 2020
Instrument2020-002704
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2035

October 2008: Deed, Transfer

Document TypeDeed
JurisdictionCLINTON PA
Recording DateOct 2, 2008
Property Address108 MILL ST, LOCK HAVEN, PA 17745-1228
Document Number0200805204
Instrument DateSep 29, 2008
Instrument2008-05204
Transaction TypeTransfer
Record UpdatedApr 20, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 MILL ST, LOCK HAVEN, PA 17745-1228

Mortgage

Document Number0200805205
DateOct 2, 2008
Instrument2008-05205
Lender
NameJERSEY SHORE STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2038

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyClinton County
MunicipalityLock Haven City
Unified School DistrictKeystone Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,132.00 (+0.51%) Homeowner's exemption$100,300 (-) Land $12,800 Building $87,500
2025$5,106.00 (+78.97%)$100,300 (-) Land $12,800 Building $87,500
2023$2,853.00$100,300 Land $12,800 Building $87,500
2008$100,300 Land $12,800 Building $87,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation557.9 ft
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 91% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LOCK HAVEN WATER DEPT
serves 8,450 people · EPA ID PA4180048
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Oct 2016
Monitoring and Reporting21
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
River Valley Internet
Fixed Wireless
100 / 50
T-Mobile
Fixed Wireless
100 / 20

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