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108 Mill St, Biscoe, NC 27209 Property Records

Montgomery County property record for 108 Mill St, Biscoe, NC 27209 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,110 sqft · built 1944
Lot Size0.611 acres (26,640 sqft)
OwnerIndividual Name on File
Last Sale$124,000 (Jul 2024)
Tax Bill$774 (2025)
Deeds & MortgagesSep 2017 Line of Credit
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7568 11 66 8194

Property Details

APN / Parcel Number

Primary APN7568 11 66 8194
Alternative APNs
  • 1483719
  • 1488956

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,110 sqft Finished Area

Exterior

Year BuiltBuilt 1944
Effective Year BuiltEffective 1944
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area26,640 sqft (0.611 acres)
Lot Dimensions296 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHeat Pump

Location & Zoning

Account Number1488956
Street Address108 MILL ST
CityBISCOE
StateNC
Zip27209-9516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING MILLS LOT 76 SPRING MILLS #76
Legal SubdivisionSPRING MILLS
Legal Lot Number76
JurisdictionMONTGOMERY NC
Township / Civil DivisionBISCOE
Census Block Group3
Census Block3083
Census Tract960102

Owner

Source: Montgomery County records · APN 7568 11 66 8194

Assessment roll updated September 2, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address108 MILL ST, BISCOE, NC 27209-9516
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 06, 2017Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Jan 22, 2021Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 16, 2024 · Amount on Record
Deed SaleJul 16, 2024 · Amount on Record
Prior SaleJan 22, 2021 · Amount on Record
Deed Document Number2024383061
Deed Book / Page946 / 187
Prior Transfer DateJun 29, 2017
Prior Transfer Doc0000350927
Record UpdatedJun 08, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY NC
Property Address108 MILL ST, BISCOE, NC 27209-9516
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000795/722
DateSep 06, 2017
Book Page795/722
Instrument351779
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressTROY, NC 27371
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY NC
Recording DateJan 22, 2021
Property Address108 MILL ST, BISCOE, NC 27209-9516
Document Number000864/711
Book / Page864 / 711
Map ReferenceCAB A SL 483
Instrument DateJan 14, 2021
Instrument366467
Transaction TypeTransfer
Record UpdatedOct 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$170.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 MILL ST, BISCOE, NC 27209-9516

Mortgage

Document Number0000366468
DateJan 22, 2021
Instrument366468
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051
Interest
Rate TypeAdjustable Rate
Rate3.37%
Type Change DateFeb 01, 2026
Change FrequencyAnnually
Min Rate At Change3.25%
Max Rate At Change5.37%
Index5-Year CMT
Max Rate9.37%

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated September 2, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBiscoe Town
CountyMontgomery County
Unified School DistrictMontgomery County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$774.00$65,891 (-) Land $10,440 Building $55,451$65,891 (-) Land $10,440 Building $55,451
2023$65,891 Land $10,440 Building $55,451$65,891 Land $10,440 Building $55,451

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (37123C), updated November 22, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371239601023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 114 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BrightspeedFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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