Monmouth County and Middletown Township property record for 108 Midstream Pl, Lincroft, NJ 07738
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 2.5 ba · 2,952 sqft · built 1963 |
| Lot Size | 0.583 acres (25,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $925,000 (Jul 2022) |
| Tax Bill | $16,497 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Oct 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-01081-0000-00026 |
| Primary APN | 32-01081-0000-00026 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 2,952 sqft Living Area |
| 1st Floor Area | 2,952 sqft |
| Upper Floors Area | 1,280 sqft |
| Basement Area | 552 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 25,375 sqft (0.583 acres) |
| Lot Dimensions | 175 ft deep x 145 ft wide |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Open Porch |
| Patio Area | 620 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Gazebo | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 175 |
|---|---|
| Street Address | 108 MIDSTREAM PL |
| City | LINCROFT |
| State | NJ |
| Zip | 07738-1419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R22 |
| Legal Subdivision | ORCHARD HILL/LINCROFT SEC 02 |
| Legal Block | 1081 |
| Legal Lot Number | 26 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 801500 |
Source: Monmouth County and Middletown Township records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 108 MIDSTREAM PL, LINCROFT, NJ 07738-1419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · Line of Credit TD BANK |
| Oct 25, 2022 | Deed of Trust, Mortgage · Line of Credit KEARNY BANK |
| Jul 14, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage KEARNY BANK |
| Apr 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| May 13, 2020 | Deed of Trust, Mortgage · Line of Credit TD BK NA |
| Aug 25, 2017 | Deed of Trust, Mortgage · Conventional with PMI COLDWELL BANKER HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2022 · Amount on Record |
| Deed Sale | Jul 14, 2022 · Amount on Record |
| Prior Sale | Dec 9, 2013 · Amount on Record |
| Deed Document Number | 202272477 |
| Deed Book / Page | 9604 / 9930 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 17, 2026 |
| Property Address | 108 MIDSTREAM PL, LINCROFT, NJ 07738-1419 |
| Document Number | 0000032047 |
| Book / Page | 9789 / 5760 |
| Instrument Date | Mar 28, 2026 |
| Instrument | 202632047 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 108 MIDSTREAM PL, LINCROFT, NJ 07738-1419 |
| Document Number | 0000032047, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 9789/5760 |
| Instrument | 202632047 |
| Name | TD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 2, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 108 MIDSTREAM PL, LINCROFT, NJ 07738-1419 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0096212796 |
|---|---|
| Date | Oct 25, 2022 |
| Book Page | 9621/2796 |
| Instrument | 2022105960 |
| Name | KEARNY BANK |
|---|---|
| Type | Bank |
| Address | LINCROFT, NJ 07738 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 14, 2022 |
| Property Address | 108 MIDSTREAM PL, LINCROFT, NJ 07738-1419 |
| Document Number | 0096049930 |
| Book / Page | 9604 / 9930 |
| Instrument Date | Apr 20, 2022 |
| Instrument | 2022072477 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,705.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 150 HARVESTER DR STE 201, 150, BURR RIDGE, IL 60527-6692 |
| Name | Verified Name |
|---|---|
| Address | 108 MIDSTREAM PL, LINCROFT, NJ 07738-1419 |
| Document Number | 2022072478 |
|---|---|
| Date | Jul 14, 2022 |
| Instrument | 2022072478 |
| Name | KEARNY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 108 MIDSTREAM PL, LINCROFT, NJ 07738-1419 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0095045407 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 9504/5407 |
| Instrument | 2021066377 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 108 MIDSTREAM PL, LINCROFT, NJ 07738-1419 |
| Document Number | 0000070665 |
| Instrument Date | May 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2020 |
| Title Company | SERVICELINK TITLE COMPANY LLC, SERVICELINK TITLE CO LLC |
| Name | Verified Name |
|---|---|
| Address | 108 MIDSTREAM PL LINCROFT NJ 077381419, LINCROFT, NJ 07738-1419 |
| Document Number | 0000070665 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | 009424/005470 |
| Instrument | 70665 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 30, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 108 MIDSTREAM PL, LINCROFT, NJ 07738-1419 |
| Document Number | 0000090622 |
| Book / Page | 009248 / 007219 |
| Instrument Date | Aug 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2017 |
| Title Company | PROPERTY TRANSFER SERVICES INC, PROPERTY TRANSFER SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 108 MIDSTREAM PL LINCROFT NJ 077381419, LINCROFT, NJ 07738-1419 |
| Document Number | 0000090622 |
|---|---|
| Date | Sep 15, 2017 |
| Book Page | 009248/007219 |
| Instrument | 90622 |
| Name | COLDWELL BANKER HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | LAUREL, NJ 08054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 14, 2047 |
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,157,700 (+13.27%) Land $669,500 Building $488,200 | $1,157,700 (+13.27%) Land $669,500 Building $488,200 | |
| 2025 | $16,497.00 (+6.35%) | $1,022,100 (+11.46%) Land $541,000 Building $481,100 | $1,022,100 (+11.46%) Land $541,000 Building $481,100 |
| 2024 | $15,512.00 (+38.36%) | ||
| 2023 | $917,000 Land $407,100 Building $509,900 | $917,000 Land $407,100 Building $509,900 | |
| 2022 | $11,211.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 54% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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