108 Middlesex Rd, Topsham, ME 04086 Property Records

Sagadahoc County and Topsham Town property record for 108 Middlesex Rd, Topsham, ME 04086

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,229 sqft · built 1946
Lot Size0.55 acres (23,958 sqft)
OwnerIndividual Name on File
Last Sale$100,300 (Apr 2018)
Tax Bill$4,105 (2025)
Deeds & MortgagesDec 2021 Line of Credit
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNTOPM M:U10 L:028

Property Details

APN / Parcel Number

Primary APNTOPM M:U10 L:028
Alternative APN
  • 445

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,229 sqft Living Area
Gross Area2,655 sqft
1st Floor Area960 sqft
AtticAttic
Attic Area672 sqft
Basement Area672 sqft
Unfinished Basement672 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area23,958 sqft (0.55 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number445
Street Address108 MIDDLESEX RD
CityTOPSHAM
StateME
Zip04086-1574
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNO
Legal Lot Number28
JurisdictionTOPSHAM ME
Township / Civil DivisionTOPSHAM
Census Block Group3
Census Block3032
Census Tract970301

Owner

108 Middlesex Rd is owned and occupied by an individual who bought it in April 2018.

Source: Sagadahoc County and Topsham Town records, as of July 21, 2026

Owner of RecordIndividual Name on File
Mailing Address108 MIDDLESEX RD, TOPSHAM, ME 04086-1574
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2021Deed of Trust, Mortgage · Line of Credit
FIVE COUNTY CREDIT UNION
Jul 2, 2021Deed of Trust, Mortgage · VA Mortgage
WINTRUST MORTGAGE
Apr 6, 2018Intrafamily Transfer, Transfer
ATLANTIC REGIONAL FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2018 · Amount on File
Deed SaleApr 6, 2018 · Amount on File
Deed Document Number20182221
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSHAM ME
Property Address108 MIDDLESEX RD, TOPSHAM, ME 04086-1574
Transaction TypeMortgage
Record UpdatedFeb 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010631
DateDec 13, 2021
Instrument2021R-10631
Lender
NameFIVE COUNTY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSHAM ME
Property Address108 MIDDLESEX RD, TOPSHAM, ME 04086-1574
Transaction TypeMortgage
Record UpdatedFeb 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005575
DateJul 2, 2021
Instrument2021R-05575
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

April 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionTOPSHAM ME
Recording DateApr 6, 2018
Property Address108 MIDDLESEX RD, TOPSHAM, ME 04086-1574
Document Number0000002221
Instrument2018R-02221
Transaction TypeTransfer
Record UpdatedFeb 3, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002222
DateApr 6, 2018
Instrument2018R-02222
Lender
NameATLANTIC REGIONAL FCU
Agreement
AmountAmount on Record
Term240 Months
DueApr 6, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 108 Middlesex Rd was $4,105.

Source: Sagadahoc County and Topsham Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateMaine
CountySagadahoc County
County SubdivisionTopsham Town
Unified School DistrictSchool Administrative District 75 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,105.00$320,700 Land $56,800 Building $263,900
2023$3,861.00 (+13.93%)$284,300 (+20.98%) Land $50,100 Building $234,200
2022$3,389.00$235,000 Land $48,400 Building $186,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 108 Middlesex Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Middlesex Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRUNSWICK/TOPSHAM WATER DISTRICT
serves 18,863 people · EPA ID ME0090260
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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