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108 Middle St, Old Town, ME 04468 Property Records

Penobscot County and Old Town City property record for 108 Middle St, Old Town, ME 04468

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,368 sqft · built 1942
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$264,900 (Sep 2025)
Tax Bill$3,656 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNOLDN M:025 L:117

Property Details

APN / Parcel Number

Primary APNOLDN M:025 L:117
Alternative APN
  • 1523

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,368 sqft Living Area
1st Floor Area23,783 sqft

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Heating SystemSteam

Location & Zoning

Account Number1523
Street Address108 MIDDLE ST
CityOLD TOWN
StateME
Zip04468-1451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2 -
Legal Lot Number117
JurisdictionOLD TOWN ME
Township / Civil DivisionOLD TOWN
Census Block Group2
Census Block2026
Census Tract7100

Owner

108 Middle St is owned by two individuals who bought it in September 2025.

Source: Penobscot County and Old Town City records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address224 STATE ST, BANGOR, ME 04401-5434
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2025 · Amount on File
Deed SaleSep 26, 2025 · Amount on File
Deed Document Number202526321
Deed Book / Page17641 / 329
Record UpdatedSep 20, 2026

September 2025: Deed, Transfer

Document TypeDeed
JurisdictionOLD TOWN ME
Recording DateSep 26, 2025
Property Address108 MIDDLE ST, OLD TOWN, ME 04468-1451
Document Number0176410329
Book / Page17641 / 329
Instrument DateSep 26, 2025
Instrument26321
Transaction TypeTransfer
Record UpdatedNov 25, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address224 STATE ST, BANGOR, ME 04401-5434

Mortgage

Document Number0000026322
DateSep 26, 2025
Instrument26322
Lender
NameEVERETT FINANCIAL INC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 108 Middle St was $3,656, up 12.9% from the year before.

Source: Penobscot County and Old Town City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyPenobscot County
MunicipalityOld Town City
Unified School DistrictRegional School Unit 34 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,656.00 (+12.87%)$183,000 (-) Land $18,300 Building $164,700
2024$3,239.00$183,000 (-) Land $18,300 Building $164,700
2023$3,239.00 (+26.62%)$183,000 (+50.25%) Land $18,300 Building $164,700$200,640
2022$2,558.00$121,800 Land $15,900 Building $105,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 108 Middle St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims11 (1984–2010)
Claims Outside the SFHA5 of 11
Most Recent ClaimDec 2010 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 2008 · 2 claims
  • Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Middle St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLD TOWN WATER DISTRICT
serves 7,648 people · EPA ID ME0091200
Water SourceGroundwater
Last State InspectionMar 2025
Lead8 ppb (2026)
action level 15 ppb
Copper1.4 mg/L (2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber		2,000 / 2,000
Fidium Fiber
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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