Ravalli County property record for 108 Memory Ln, Stevensville, MT 59870
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 1996 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,473 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R1330439 |
| Primary APN | R1330439 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Basement Area | 780 sqft |
| Finished Basement | 780 sqft |
| Family Room | Family Room |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 49,223 sqft (1.13 acres) |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 144 sqft |
| Deck Area | 66 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 0000402433 |
|---|---|
| Street Address | 108 MEMORY LN |
| City | STEVENSVILLE |
| State | MT |
| Zip | 59870-6475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S16, T09 N, R20 W, ACRES 1.13, IN SESE INDEX 82 CS #4154 PARCEL 10 |
| Legal Range | 20W |
| Legal Township | 09N |
| Legal Section | 16 |
| Legal Subdivision | CERTIFICATE/SURV 4154 |
| Jurisdiction | RAVALLI MT |
| Township / Civil Division | STEVENSVILLE |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 201 |
Source: Ravalli County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 108 MEMORY LN, STEVENSVILLE, MT 59870-6475 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2002 |
| Deed Sale | Dec 23, 2002 |
| Deed Book / Page | 507 / 746 |
| Last Transfer Date | Aug 2, 2024 |
| Transfer Doc | 0000798128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAVALLI MT |
| Property Address | 108 MEMORY LN, STEVENSVILLE, MT 59870-6475 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 108 MEMORY LN, STEVENSVILLE, MT 59870-6475 |
| Document Number | 0000811525 |
|---|---|
| Date | Jan 7, 2026 |
| Instrument | 811525 |
| Name | MOUNTAIN AMERICA FCU |
|---|---|
| Type | Credit Union |
| Address | WEST JORDAN, UT 84084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
Source: Ravalli County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Ravalli County |
| Elementary School District | Stevensville Elementary School District (PK - 08) |
| Secondary School District | Stevensville High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,473.00 (+162.04%) | $495,000 (-) | |
| 2025 | $1,707.00 (-36.59%) | $495,000 (+27.68%) | $495,000 (+27.68%) Land $179,327 Building $315,673 |
| 2023 | $2,692.00 | $387,700 | $387,700 Land $95,538 Building $292,162 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (1980–1982) |
| Most Recent Claim | Mar 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 76% of Montana |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CIS Fixed Wireless | 1,000 / 1,000 |
| Rocky Mountain Internet Fixed Wireless | 350 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 80 / 10 |
| Grizzly Broadband Fixed Wireless | 32 / 32 |
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