Centre County property record for 108 McCool Rd, Centre Hall, PA 16828
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,144 sqft · built 1900 |
| Lot Size | 2.2 acres (95,832 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $159,500 (Sep 1985) |
| Tax Bill | $4,887 (2026) |
| Deeds & Mortgages | Apr 2023 Construction Loan Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-006-,041-,0000 |
| Primary APN | 20-006-,041-,0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,144 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Lot Area | 95,832 sqft (2.2 acres) |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Water Source | Well |
| Street Address | 108 MCCOOL RD |
|---|---|
| City | CENTRE HALL |
| State | PA |
| Zip | 16828-9006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | CENTRE PA |
| Township / Civil Division | POTTER |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 10901 |
Source: Centre County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 108 MCCOOL RD, CENTRE HALL, PA 16828-9006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2023 | Deed of Trust, Mortgage · Construction Mortgage THE EPHRATA NATIONAL BANK |
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 1985 · Amount on Record |
| Deed Sale | Sep 24, 1985 · Amount on Record |
| Deed Book / Page | 435 / 1027 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 108 MCCOOL RD, CENTRE HALL, PA 16828-9006 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 441 GREYFIELD DR, CANTON, GA 30115-8918 |
| Document Number | 002305/761 |
|---|---|
| Date | Apr 24, 2023 |
| Book Page | 2305/761 |
| Name | THE EPHRATA NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | EPHRATA, PA 17522 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | May 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | 6-Month LIBOR |
| Margin | 3 |
| Max Rate | 10.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 108 MCCOOL RD, CENTRE HALL, PA 16828-9006 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2265/764 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 2265/764 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 1, 2050 |
Source: Centre County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Centre County |
| County Subdivision | Potter Township |
| Unified School District | Penns Valley Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,887.00 (+2.86%) | $77,885 (-) Land $10,510 Building $67,375 | |
| 2025 | $155,770 (-) Land $21,020 Building $134,750 | ||
| 2024 | $4,751.00 | $77,885 Land $10,510 Building $67,375 | |
| 1994 | $155,770 Land $21,020 Building $134,750 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Centre WISP Fiber | 10,000 / 10,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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