108 Mariners Way, Cambridge, MD 21613 Property Records

Dorchester County property record for 108 Mariners Way, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,266 sqft · built 2023
Lot Size	0.231 acres (10,044 sqft)
Owner	2 Individual Names on File
Last Sale	$317,245 (Sep 2023)
Tax Bill	$6,062 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-220685`

Property Details

APN / Parcel Number

Primary APN	`07-220685`
Alternative APN	`220685`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,266 sqft Total Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,044 sqft (0.231 acres)
Garage Type	Built-in
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	220685
Street Address	108 MARINERS WAY
City	CAMBRIDGE
State	MD
Zip	21613-3060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41-10,044 SQ FT E/S MARINERS WAY WATERFORD ESTATES
Legal Subdivision	MARINERS WAY WATERFORD ESTATES
Legal Lot Number	41
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	2
Census Block	2007
Census Tract	970500

Owner

108 Mariners Way is owned and occupied by two individuals who bought it in September 2023.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 MARINERS WAY, CAMBRIDGE, MD 21613-3060
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 19, 2023	Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC
May 1, 2023	Warranty Deed, Transfer NVR SETTLEMENT SERVICES INC
Apr 9, 2021	Deed, Transfer PEAK SETTLEMENTS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2023 · Amount on File
Deed Sale	Sep 19, 2023 · Amount on File
Prior Sale	May 1, 2023 · Amount on File
Deed Book / Page	1834 / 38
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	108 MARINERS WAY, CAMBRIDGE, MD 21613-3060
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 MARINERS WAY, CAMBRIDGE, MD 21613-3060

Mortgage

Document Number	0019940463
Date	Feb 2, 2026
Book Page	1994/463

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Sep 19, 2023
Property Address	108 MARINERS WAY, CAMBRIDGE, MD 21613-3060
Document Number	0018340038
Book / Page	1834 / 38
Map Reference	MB 52 PG 63-81
Instrument Date	Aug 24, 2023
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	NVR SETTLEMENT SERVICES/MD INC, NVR STLMT SVCS OF MD INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,586.23
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9720 PATUXENT WOODS DR, COLUMBIA, MD 21046-1526

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 MARINERS WAY, CAMBRIDGE, MD 21613-3060

Mortgage

Document Number	0001834043
Date	Sep 19, 2023
Instrument	1834-043

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DORCHESTER MD
Recording Date	May 1, 2023
Property Address	108 MARINERS WAY, CAMBRIDGE, MD 21613-3060
Document Number	0018080158
Book / Page	1808 / 158
Map Reference	MB 52 PG 63-81
Instrument Date	Apr 18, 2023
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount on Record
Tax	$176.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	419 GREAT RD, PRINCETON, NJ 08540-2511

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	9720 PATUXENT WOODS DR, COLUMBIA, MD 21046-1526
Investor	Possibly a Property Investor

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Apr 9, 2021
Property Address	108 MARINERS WAY, CAMBRIDGE, MD 21613-3060
Document Number	0016410256
Book / Page	1641 / 256
Map Reference	LB 62 FO 63-72
Instrument Date	Oct 19, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	PEAK SETTLEMENTS LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 108 Mariners Way was $6,062, up 1.2% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,062.00 (+1.15%)	$330,867	$360,800 Land $31,600 Building $329,200
2025	$5,993.00
2023	$203.00	$11,000 Land $11,000	$11,000 Land $11,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 108 Mariners Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Mariners Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Bay Country Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mariners Way

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