Essex County and Wenham Town property record for 108 Main St, Wenham, MA 01984
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 3,102 sqft · built 1840 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $690,000 (May 2019) |
| Tax Bill | $13,892 (2026) |
| Deeds & Mortgages | Oct 2023 Line of Credit Oct 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WENH M:19 L:33 |
| Primary APN | WENH M:19 L:33 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,102 sqft Living Area |
| Gross Area | 5,858 sqft |
| Basement Area | 660 sqft |
| Unfinished Basement | 660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1840 |
|---|---|
| Effective Year Built | Effective 1840 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,394 sqft (0.56 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 758 |
|---|---|
| Street Address | 108 MAIN ST |
| City | WENHAM |
| State | MA |
| Zip | 01984-1521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HD |
| Legal Lot Number | 33 |
| Jurisdiction | WENHAM MA |
| Township / Civil Division | WENHAM |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 216100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Wenham Historic District listed 1973 · 93 contributing resources · NRIS 73000852 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
108 Main St is owned and occupied by two individuals who bought it in May 2019.
Source: Essex County and Wenham Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 MAIN ST, WENHAM, MA 01984-1521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 26, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Oct 2, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| May 30, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2019 · Amount on File |
| Deed Sale | May 30, 2019 · Amount on File |
| Prior Sale | Aug 15, 2003 · Amount on File |
| Deed Document Number | 20192590 |
| Deed Book / Page | 37546 / 167 |
| Prior Transfer Date | May 23, 2019 |
| Prior Transfer Doc | 37546-167 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WENHAM MA |
| Property Address | 108 MAIN ST, WENHAM, MA 01984-1521 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 041826-274 |
|---|---|
| Date | Oct 26, 2023 |
| Book Page | 41826/274 |
| Instrument | 20231026000200 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WENHAM MA |
| Property Address | 108 MAIN ST, WENHAM, MA 01984-1521 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39011-586 |
|---|---|
| Date | Oct 2, 2020 |
| Book Page | 39011/586 |
| Instrument | 20201002001190 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WENHAM MA |
| Recording Date | May 30, 2019 |
| Property Address | 108 MAIN ST, WENHAM, MA 01984-1521 |
| Document Number | 37546-167 |
| Book / Page | 37546 / 167 |
| Instrument Date | May 23, 2019 |
| Instrument | 20190530002590 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 MAIN ST, WENHAM, MA 01984-1521 |
| Document Number | 190530002600 |
|---|---|
| Date | May 30, 2019 |
| Instrument | 190530002600 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 108 Main St was $13,892, up 6.4% from the year before.
Source: Essex County and Wenham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Wenham Town |
| Unified School District | Hamilton-Wenham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,892.00 (+6.41%) | $868,800 (+3.42%) Land $499,700 Building $366,900 | $1,151,291 (+12.67%) |
| 2025 | $13,055.00 | $840,100 Land $495,700 Building $344,400 | $1,021,820 |
| 2023 | $12,587.00 | $725,500 Land $509,200 Building $216,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WENHAM WATER DEPT. serves 3,942 people · EPA ID MA3320000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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