108 Main St, Vineyard Haven, MA 02568 Property Records

Dukes County and Tisbury Town property record for 108 Main St, Vineyard Haven, MA 02568

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,955 sqft · built 1910
Lot Size	0.106 acres (4,600 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Jul 1992)
Tax Bill	$11,409 (2026)
Deeds & Mortgages	Sep 2021 Refinance May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`TISB M:0007C B:00000 L:00004`

Property Details

APN / Parcel Number

Primary APN	`TISB M:0007C B:00000 L:00004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,955 sqft Living Area
Gross Area	3,094 sqft
Basement Area	955 sqft
Unfinished Basement	955 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,600 sqft (0.106 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	108 MAIN ST
City	VINEYARD HAVEN
State	MA
Zip	02568-5414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Lot Number	4
Jurisdiction	TISBURY MA
Township / Civil Division	TISBURY
Census Block Group	2
Census Block	2009
Census Tract	200100

Owner

108 Main St is owned by an individual who bought it in July 1992.

Source: Dukes County and Tisbury Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 4507, VINEYARD HAVEN, MA 02568-0936
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
May 17, 2017	Deed of Trust, Mortgage · Closed-End Mortgage SANTANDER BANK NA
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 1992 · Amount on File
Deed Sale	Jul 1, 1992 · Amount on File
Deed Book / Page	583 / 568
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TISBURY MA
Property Address	108 MAIN ST, VINEYARD HAVEN, MA 02568-5414
Transaction Type	Mortgage
Record Updated	Oct 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1594-979
Date	Sep 14, 2021
Book Page	1594/979
Instrument	7402

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	325 Months
Due	Oct 1, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TISBURY MA
Property Address	108 MAIN ST, VINEYARD HAVEN, MA 02568-5414
Transaction Type	Mortgage
Record Updated	Jun 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1439-345
Date	May 17, 2017
Book Page	1439/345
Instrument	3370

Lender

Name	SANTANDER BANK NA

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TISBURY MA
Property Address	108 MAIN ST, VINEYARD HAVEN, MA 02568-5414
Document Number	1504-1041
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	108 MAIN ST VINEYARD HAVEN MA 02568, VINEYARD HAVEN, MA 02568

Mortgage

Document Number	1504-1041
Date	Sep 4, 2019
Book Page	001504/001041
Instrument	4865

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 108 Main St was $11,409, up 2.5% from the year before.

Source: Dukes County and Tisbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Tisbury Town
Secondary School District	Martha's Vineyard School District (09 - 12)
Elementary School District	Tisbury School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,409.00 (+2.54%)	$1,537,600 (+4.61%) Land $767,800 Building $769,800	$1,529,972
2025	$11,126.00 (-6.7%)	$1,469,800 (-1.64%) Land $811,700 Building $658,100
2024	$11,925.00 (+5.31%)	$1,494,300 (-3.41%) Land $780,300 Building $714,000
2023	$11,324.00	$1,547,000 Land $784,400 Building $762,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (1991)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 1991 · Coastal Storm
Claims by Event	Coastal Storm, Oct 1991 · 2 claims Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TISBURY WATER WORKS serves 6,082 people · EPA ID MA4296000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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