108 Main St, Osprey, FL 34229 Property Records

Sarasota County property record for 108 Main St, Osprey, FL 34229

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,305 sqft · built 1980
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Mar 2020)
Tax Bill	$4,550 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
APN	`0143-14-0041`

Property Details

APN / Parcel Number

Primary APN	`0143-14-0041`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,305 sqft Living Area
1st Floor Area	2,305 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	750 sqft
Carport	Carport
Carport Area	468 sqft

Exterior Amenities

Pool Area	312 sqft
Porch	Open Porch
Porch Area	621 sqft
Patio Area	612 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	108 MAIN ST
City	OSPREY
State	FL
Zip	34229-9371
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF1
Legal Description	S 1/2 OF LOT 5 LESS THE W 60 FT THEREOF BEING 150 FT BY 100 FT VILLAGE OF OSPREY
Legal Range	18E
Legal Township	38S
Legal Section	03
Legal Subdivision	VILLAGE OF OSPREY
Legal Tract	6728
Legal Lot Number	5
Jurisdiction	SARASOTA FL
Township / Civil Division	OSPREY-LAUREL-NOKOMIS
Census Block Group	1
Census Block	1026
Census Tract	2102

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 MAIN ST, OSPREY, FL 34229-9371
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2020 · Amount on Record
Deed Sale	Mar 25, 2020 · Amount on Record
Deed Document Number	2020041816
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Mar 25, 2020
Property Address	108 MAIN ST, OSPREY, FL 34229-9371
Document Number	0000041816
Instrument Date	Mar 19, 2020
Instrument	41816
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	GIT FL TITLE SERVICES, GIT FL TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,325.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 MAIN ST OSPREY FL 342299371, OSPREY, FL 34229-9371

Mortgage

Document Number	41817
Date	Mar 25, 2020
Instrument	41817

Lender

Name	ANGEL OAK HM LOANS
Address	ATLANTA, GA 30328

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2050

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,550.00 (-8.19%) Homeowner's exemption	$433,574 (+5.99%)	$545,700 (-0.62%) Land $234,300 Building $311,400
2023	$4,956.00 (+2.55%) Homeowner's exemption	$409,083 (+3%)	$549,100 (+2.92%) Land $191,600 Building $357,500
2022	$4,833.00 Homeowner's exemption	$397,168	$533,500 Land $176,900 Building $356,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 142 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	154 units insured incl. 12 condo units
Nearby Flood Claims	39 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 12 claims Hurricane Helene, Sep 2024 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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