108 Main St, Middletown, CT 06457 Property Records

Middletown City property record for 108 Main St, Middletown, CT 06457

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,780 sqft · built 1900
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Aug 2024)
Tax Bill	$5,268 (2026)
Deeds & Mortgages	Aug 2024 Sale & Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:34 L:0100`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:34 L:0100`
Alternative APN	`R02887`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,780 sqft Living Area
Gross Area	3,558 sqft
1st Floor Area	934 sqft
Attic	Attic
Attic Area	682 sqft
Basement Area	934 sqft
Unfinished Basement	264 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R02887
Street Address	108 MAIN ST
City	MIDDLETOWN
State	CT
Zip	06457
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MXI
Legal Lot Number	100
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2012
Census Tract	541700

Owner

Source: Middletown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 MAIN ST, MIDDLETOWN, CT 06457
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2024	Warranty Deed, Transfer · FHA Mortgage FIRST WORLD MORTGAGE CORPORATION
Mar 8, 2021	Deed of Trust, Mortgage · Balloon Mortgage LIBERTY BANK
Nov 9, 2020	Quit Claim Deed, Transfer UNKNOWN
Mar 15, 2018	Quit Claim Deed, Transfer Quitclaim
Dec 28, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2024 · Amount on Record
Deed Sale	Aug 22, 2024 · Amount on Record
Prior Sale	Dec 28, 2017 · Amount on Record
Deed Book / Page	2103 / 886
Prior Transfer Date	Nov 5, 2020
Prior Transfer Doc	1985-461
Record Updated	Oct 29, 2026

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Aug 22, 2024
Property Address	108 MAIN ST, MIDDLETOWN, CT 06457
Document Number	002103-886
Book / Page	2103 / 886
Instrument Date	Aug 19, 2024
Transaction Type	Transfer
Record Updated	Oct 4, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002103888
Date	Aug 22, 2024
Instrument	2103/888

Lender

Name	FIRST WORLD MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	002103-906
Date	Aug 22, 2024
Book Page	2103/906

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2034

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	108 MAIN ST, MIDDLETOWN, CT 06457
Transaction Type	Mortgage
Record Updated	Aug 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001998-793
Date	Mar 8, 2021
Book Page	1998/793
Instrument	3594810018

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Nov 9, 2020
Property Address	108 MAIN ST, MIDDLETOWN, CT 06457
Document Number	1985-461
Book / Page	001985 / 000461
Instrument Date	Nov 5, 2020
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 MAIN STREET EXT MIDDLETOWN CT 064573813, MIDDLETOWN, CT 06457-3813

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Mar 15, 2018
Property Address	108 MAIN ST, MIDDLETOWN, CT 06457
Document Number	1915-442
Book / Page	001915 / 000442
Instrument Date	Mar 14, 2018
Instrument	338538
Transaction Type	Transfer
Record Updated	Apr 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	108 MAIN STREET EXT MIDDLETOWN CT 064573813, MIDDLETOWN, CT 06457-3813

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Dec 28, 2017
Property Address	108 MAIN ST, MIDDLETOWN, CT 06457
Document Number	1911-195
Book / Page	001911 / 000195
Instrument Date	Dec 18, 2017
Instrument	337317
Transaction Type	Transfer
Record Updated	Jan 16, 2018

Transaction

Amount	Amount Recorded
Tax	$114.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 MAIN STREET EXT MIDDLETOWN CT 064573813, MIDDLETOWN, CT 06457-3813

Tax Assessment & Valuation

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,268.00 (+4.32%)	$136,440 (-) Land $41,400 Building $95,040	$290,642 (+204.31%)
2025		$136,440 (-) Land $41,400 Building $95,040	$95,508 Land $28,980 Building $66,528
2024	$5,050.00 (+4.53%)	$136,440 (-) Land $41,400 Building $95,040
2023	$4,831.00 (+38.74%)	$136,440 (+61.66%) Land $41,400 Building $95,040
2022	$3,482.00	$84,400 Land $16,560 Building $67,840

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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