Hopkinton Town property record for 108 Main St, Ashaway, RI 02804
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,054 sqft · built 1930 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Dec 2020) |
| Tax Bill | $4,124 (2026) |
| Deeds & Mortgages | Oct 2018 Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-0007-51 |
| Primary APN | 4-0007-51 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,054 sqft Living Area |
| Gross Area | 3,534 sqft |
| 1st Floor Area | 1,054 sqft |
| Attic | Attic |
| Attic Area | 1,054 sqft |
| Basement Area | 1,054 sqft |
| Unfinished Basement | 1,054 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 39,204 sqft (0.9 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 4-0007-51 |
|---|---|
| Street Address | 108 MAIN ST |
| City | ASHAWAY |
| State | RI |
| Zip | 02804-2231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Lot Number | 28 |
| Jurisdiction | HOPKINTON RI |
| Township / Civil Division | HOPKINTON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 50702 |
108 Main St is owned and occupied by an individual who bought it in December 2020.
Source: Hopkinton Town records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 MAIN ST, ASHAWAY, RI 02804-2231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2018 | Deed of Trust, Mortgage CHARTER OAK FED CU |
| Dec 3, 2020 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2020 · Amount on File |
| Deed Sale | Dec 3, 2020 · Amount on File |
| Prior Sale | Sep 5, 2014 · Amount on File |
| Deed Book / Page | 587 / 278 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOPKINTON RI |
| Property Address | 108 MAIN ST, ASHAWAY, RI 02804-2231 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 563-653 |
|---|---|
| Date | Oct 16, 2018 |
| Book Page | 563/653 |
| Name | CHARTER OAK FED CU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Oct 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOPKINTON RI |
| Recording Date | Dec 3, 2020 |
| Property Address | 108 MAIN ST, ASHAWAY, RI 02804-2231 |
| Document Number | 587-278 |
| Book / Page | 587 / 278 |
| Instrument Date | Dec 2, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 587280 |
|---|---|
| Date | Dec 3, 2020 |
| Instrument | 587/280 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 108 Main St was $4,124, up 12.2% from the year before.
Source: Hopkinton Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Hopkinton Town |
| Unified School District | Chariho Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,124.00 (+12.19%) | $331,500 (+37.9%) Land $122,400 Building $209,100 | $374,883 |
| 2025 | $3,676.00 | $240,400 Land $89,200 Building $151,200 | |
| 2023 | $3,524.00 (+9.99%) | $240,400 (+39.04%) Land $89,200 Building $151,200 | |
| 2022 | $3,204.00 | $172,900 Land $47,600 Building $125,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures