108 Main Delta St, Delta, MO 63744 Property Records

Cape Girardeau County property record for 108 Main Delta St, Delta, MO 63744

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,327 sqft · built 1972
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Tax Bill	$997 (2025)
Deeds & Mortgages	Dec 2019 Transfer Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`232130011010000000`

Property Details

APN / Parcel Number

Primary APN	`232130011010000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,327 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Construction Type	Frame
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	140 ft deep x 129 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	108 MAIN DELTA ST
City	DELTA
State	MO
Zip	63744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 8 & 9 BLK 2 REDFEARN ADD. DELTA & PT VAC ALLEY 03/052
Legal Range	12E
Legal Township	29S
Legal Section	09
Legal Subdivision	REDFEARN ADD
Legal Block	2
Legal Lot Number	8-9
Jurisdiction	CAPE GIRARDEAU MO
Township / Civil Division	WELCH
Census Block Group	3
Census Block	3040
Census Tract	880300

Owner

Source: Cape Girardeau County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	709 HIGH ST, MARBLE HILL, MO 63764-9134
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 12, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 11, 2019
Transfer Doc	0000012371
Record Updated	Oct 29, 2026

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Dec 12, 2019
Property Address	108 MAIN DELTA ST, DELTA, MO 63744
Document Number	0000012371
Instrument Date	Dec 11, 2019
Instrument	12371
Transaction Type	Transfer
Record Updated	Jan 8, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	709 HIGH ST MARBLE HILL MO 637649134, MARBLE HILL, MO 63764-9134

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Dec 12, 2019
Property Address	108 MAIN DELTA ST, DELTA, MO 63744
Document Number	0000012370
Instrument Date	Dec 11, 2019
Instrument	12370
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	709 HIGH ST MARBLE HILL MO 637649134, MARBLE HILL, MO 63764-9134

Mortgage

Document Number	12372
Date	Dec 12, 2019
Instrument	12372

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2049

Tax Assessment & Valuation

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cape Girardeau County
Municipality	Delta City
Unified School District	Delta R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,540 (-) Land $730 Building $15,810	$87,067 (-) Land $3,845 Building $83,222
2025	$997.00 (+6.18%)	$16,540 (+4.95%) Land $730 Building $15,810	$87,067 (+5%) Land $3,845 Building $83,222
2023	$939.00	$15,760 Land $700 Building $15,060	$82,921 Land $3,662 Building $79,259

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1986–2002)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2002 · Severe Storms, Tornadoes And Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTA PWS serves 480 people · EPA ID MO4010211
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: GoSEMO, T-Mobile.

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