108 Main Ave N, Harmony, MN 55939 Property Records

Fillmore County property record for 108 Main Ave N, Harmony, MN 55939

Property Summary

Property TypeOffice Building
Details1 ba · 2,330 sqft · built 1900
Lot Size0.07 acres (3,000 sqft)
Owner2 Individual Names on File
Last Sale$148,000 (Apr 2023)
Tax Bill$862 (2026)
Deeds & MortgagesAug 2021 Refinance
Apr 2021 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN15.0326.000

Property Details

APN / Parcel Number

Primary APN15.0326.000

Interior

Full Baths1 Bath
Stories2 Stories
Building Area2,330 sqft Total Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1963
Exterior MaterialStone
Lot Area3,000 sqft (0.07 acres)
Lot Dimensions120 ft deep x 20 ft wide
Total Buildings3 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address108 MAIN AVE N
CityHARMONY
StateMN
Zip55939-6546
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal DescriptionMALAND BROS ADDITION LOT-001 BLOCK-001 N25' OF S59' OF W120' LOT 1 MALAND BROS ADD
Legal SubdivisionMALAND BROS ADDITION
Legal Block1
Legal Lot Number1
JurisdictionFILLMORE MN
Township / Civil DivisionHARMONY
Census Block Group3
Census Block3020
Census Tract960500

Owner

108 Main Ave N, a commercial property, is owned by two individuals who bought it in April 2023.

Source: Fillmore County records, as of August 13, 2026

Owner of Record2 Individual Names on File
Mailing Address1117 S BROADWAY ST, SPRING VALLEY, MN 55975-1408
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST SOUTHEAST BANK
Apr 14, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST SOUTHEAST BANK
Apr 25, 2023Warranty Deed, Transfer
FIRST SOUTHEAST BANK
Jul 23, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
FIRST SOUTHEAST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2023 · Amount on File
Deed SaleApr 21, 2023 · Amount on File
Prior SaleJul 23, 2020 · Amount on File
Deed Document Number20231528055
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFILLMORE MN
Property Address108 MAIN AVE N, HARMONY, MN 55939-6546
Transaction TypeMortgage
Record UpdatedJan 9, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000434217
DateAug 19, 2021
Instrument434217
Lender
NameFIRST SOUTHEAST BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueSep 1, 2051

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFILLMORE MN
Property Address108 MAIN AVE N, HARMONY, MN 55939-6546
Transaction TypeMortgage
Record UpdatedJan 9, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000432133
DateApr 14, 2021
Instrument432133
Lender
NameFIRST SOUTHEAST BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueMay 1, 2036

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFILLMORE MN
Recording DateApr 25, 2023
Property Address108 MAIN AVE N, HARMONY, MN 55939-6546
Document Number0000442147
Instrument DateApr 21, 2023
Instrument442147
Transaction TypeTransfer
Record UpdatedJan 9, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2051 CARRIAGE DR SW, ROCHESTER, MN 55902-4288

Mortgage

Document Number0000442148
DateApr 25, 2023
Instrument442148
Lender
NameFIRST SOUTHEAST BANK
TypeBank
Agreement
AmountAmount on Record
Term360 Months
DueApr 21, 2053

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFILLMORE MN
Recording DateJul 23, 2020
Property Address108 MAIN AVE N, HARMONY, MN 55939-6546
Document Number0000427720
Instrument DateJul 17, 2020
Instrument427720
Transaction TypeTransfer
Record UpdatedJan 9, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15977 TIMBER AVE, CRESCO, IA 52136-8342
InvestorPossibly a Property Investor

Mortgage

Document Number0000427721
DateJul 23, 2020
Instrument427721
Lender
NameFIRST SOUTHEAST BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 108 Main Ave N was $862.

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyFillmore County
MunicipalityHarmony City
Unified School DistrictFillmore Central (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$862.00$60,400 (+0.17%) Land $2,900 Building $57,500$60,400 (+0.17%) Land $2,900 Building $57,500
2025$60,300 Land $2,900 Building $57,400$60,300 Land $2,900 Building $57,400
2023$56,100 Land $2,700 Building $53,400$56,100 Land $2,700 Building $53,400
2020$1,124.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 108 Main Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 108 Main Ave N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHarmony
serves 1,042 people · EPA ID MN1230005
Water SourceGroundwater
Last State InspectionApr 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Harmony Telephone Company
Fiber
1,000 / 1,000
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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