York County property record for 108 Madison St W, York, SC 29745
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,372 sqft · built 1987 |
| Lot Size | 0.255 acres (11,092 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $176,500 (Dec 2020) |
| Tax Bill | $2,144 (2025) |
| Deeds & Mortgages | Sep 2018 Line of Credit Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-02-13-018 |
| Primary APN | 070-02-13-018 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,372 sqft Living Area |
| Gross Area | 1,600 sqft |
| 1st Floor Area | 1,372 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 11,092 sqft (0.255 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | Deck Area |
| Patio Area | 144 sqft |
| Street Address | 108 MADISON ST W |
|---|---|
| City | YORK |
| State | SC |
| Zip | 29745-1145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 108 W MADISON ST (LOT 2) |
| Legal Subdivision | PROPERTY OF MARVIN RAY & BETTY W JOHNSON |
| Legal Lot Number | 2 |
| Jurisdiction | YORK SC |
| Township / Civil Division | YORK |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 61601 |
108 Madison St W is owned and occupied by two individuals who bought it in December 2020.
Source: York County records, as of May 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 MADISON ST W, YORK, SC 29745-1145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2018 | Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU |
| Dec 23, 2020 | Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2020 · Amount on File |
| Deed Sale | Dec 23, 2020 · Amount on File |
| Prior Sale | Sep 16, 2015 · Amount on File |
| Deed Document Number | 202063494 |
| Deed Book / Page | 18863 / 172 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 108 MADISON ST W, YORK, SC 29745-1145 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 1718500166 |
|---|---|
| Date | Sep 17, 2018 |
| Book Page | 17185/166 |
| Instrument | 2018039982 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 5, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Dec 23, 2020 |
| Property Address | 108 MADISON ST W, YORK, SC 29745-1145 |
| Document Number | 1886300172 |
| Book / Page | 18863 / 172 |
| Instrument Date | Dec 21, 2020 |
| Instrument | 2020063494 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $653.05 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 108 MADISON ST W, YORK, SC 29745-1145 |
| Document Number | 2020063495 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 2020063495 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 108 Madison St W was $2,144.
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Municipality | York City |
| Unified School District | York School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,144.00 | $7,887 Land $1,025 Building $6,862 | $230,900 Land $30,000 Building $200,900 |
| 2023 | $1,877.00 | $6,858 Land $720 Building $6,138 | $171,452 Land $18,000 Building $153,452 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 108 Madison St W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Madison St W is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF YORK serves 11,137 people · EPA ID SC4610001 |
|---|---|
| Water Source | Purchased surface water from YORK COUNTY WEST WD |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 2,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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