108 Madeira Rd, Islamorada, FL 33036 Property Records

Monroe County property record for 108 Madeira Rd, Islamorada, FL 33036

Property Summary

Property Type	Retail Store
Details	2 ba · 2,230 sqft · built 1958
Lot Size	0.08 acres (3,500 sqft)
Owner	Company Name on Record
Last Sale	$3,100,000 (Nov 2021)
Tax Bill	$6,849 (2024)
Deeds & Mortgages	Dec 2017 Sale & Construction Loan
Flood Zone	Zone AE (high risk)
APN	`00399390-000000`

Property Details

APN / Parcel Number

Primary APN	`00399390-000000`
Alternative APNs	`28633700399390000000` `1491781`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,230 sqft Gross Area
1st Floor Area	2,230 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1997
Exterior Material	Concrete Block
Construction Type	Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,500 sqft (0.08 acres)
View / Lot	Canal
Porch	Open Porch
Patio Area	28 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	1491781
Street Address	108 MADEIRA RD
City	ISLAMORADA
State	FL
Zip	33036-3615
Property Category	Commercial
Property Type	Commercial > Retail > Retail Store
Local Zoning Code	SC
Legal Description	BK 4 PT LOT 3 STRATTONS SUBD PB2-38 UPPER MATECUMBE G24-94 G29-25 G45-57 G53-74 OR450-871 OR459-971/79 OR459-981/82 OR817-2029 OR886-252/253 OR1261-51/52 OR1373-1828/29OR1508-734/35 OR2055-691/92 OR2768-1666/67 OR2884-1683/84 OR3136-0869
Legal Range	37E
Legal Township	63S
Legal Section	28
Legal Subdivision	STRATTONS SUBD
Legal Block	4
Legal Lot Number	3
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3005
Census Tract	970900

Owner

Source: Monroe County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	81954 OVERSEAS HWY, ISLAMORADA, FL 33036-3604
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2021 · Amount on Record
Deed Sale	Nov 8, 2021 · Amount on Record
Prior Sale	Nov 6, 2015 · Amount on Record
Deed Document Number	20212347622
Deed Book / Page	3136 / 869
Record Updated	Oct 29, 2026

December 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Dec 27, 2017
Property Address	108 MADEIRA RD, ISLAMORADA, FL 33036-3615
Document Number	0028841683
Book / Page	002884 / 001683
Instrument Date	Dec 15, 2017
Instrument	2148714
Transaction Type	Construction Loan
Record Updated	Jan 9, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,650.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	91750 OVERSEAS HWY TAVERNIER FL 330702642, TAVERNIER, FL 33070-2642

Mortgage

Document Number	28841685
Date	Dec 27, 2017
Book Page	002884/001685
Instrument	2148715

Lender

Name	LORAN F VAN VLEET
Address	2130 BLACKVILLE DR, THE VILLAGES, FL 32162-1404
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 26, 2018

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,640,540 (+137.74%) Land $1,447,560 Building $192,980	$1,640,540 (+137.74%) Land $1,447,560 Building $192,980
2024	$6,849.00 (+0.79%)
2023	$6,795.00 (-0.92%)	$690,052 (-) Land $519,287 Building $170,765	$690,052 (-) Land $519,287 Building $170,765
2022	$6,858.00	$690,052 Land $519,287 Building $170,765	$690,052 Land $519,287 Building $170,765

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 329 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	457 units insured incl. 128 condo units
Nearby Flood Claims	126 (2005–2022)
Claims Outside the SFHA	4 of 126
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 85 claims Hurricane Katrina Evacuation, Sep 2005 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20