108 Lydia St, Monroe, NC 28110 Property Records

Union County property record for 108 Lydia St, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,035 sqft · built 1943
Lot Size	0.293 acres (12,763 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Mar 2026)
Tax Bill	$2,006 (2025)
Deeds & Mortgages	Mar 2026 Sale Jul 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-226-086`

Property Details

APN / Parcel Number

Primary APN	`09-226-086`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,035 sqft Living Area
1st Floor Area	1,035 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,763 sqft (0.293 acres)
Porch	Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	108 LYDIA ST
City	MONROE
State	NC
Zip	28110-2941
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	#1-#3 & P/#4 BLKC CYCLONE AUCTION PB1 PG104
Legal Subdivision	CYCLONE AUCTION
Legal Block	C
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1006
Census Tract	20406

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	108 LYDIA ST, MONROE, NC 28110-2941
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Warranty Deed, Transfer INVESTORS TITLE COMPANY
Jul 31, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2026 · Amount on Record
Deed Sale	Mar 2, 2026 · Amount on Record
Prior Sale	Oct 20, 2015 · Amount on Record
Deed Document Number	20265481
Deed Book / Page	9317 / 505
Prior Transfer Date	Jul 25, 2018
Prior Transfer Doc	7206885
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 2, 2026
Property Address	108 LYDIA ST, MONROE, NC 28110-2941
Document Number	0009317505
Book / Page	9317 / 505
Map Reference	MB 1 PG 104
Instrument Date	Mar 2, 2026
Instrument	5481
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	556 WALDEN TRL, WAXHAW, NC 28173-7502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 LYDIA ST, MONROE, NC 28110-2941

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Jul 31, 2018
Property Address	108 LYDIA ST, MONROE, NC 28110-2941
Document Number	7206885
Book / Page	007206 / 000885
Instrument Date	Jul 25, 2018
Instrument	21310
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	561 ENNIS RD MONROE NC 28079, MONROE, NC 28079

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,500 (-) Land $31,900 Building $197,600	$229,500 (-) Land $31,900 Building $197,600
2025	$2,006.00 (+55.87%)	$229,500 (+94.33%) Land $31,900 Building $197,600	$229,500 (+94.33%) Land $31,900 Building $197,600
2023	$1,287.00	$118,100 Land $17,700 Building $100,400	$118,100 Land $17,700 Building $100,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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