DeKalb County property record for 108 Lovers Ln, Liberty, TN 37095
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,064 sqft · built 1925 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,000 (Dec 2023) |
| Tax Bill | $370 (2022) |
| Deeds & Mortgages | Dec 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 021043L A 01100 |
| Primary APN | 021043L A 01100 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 47,916 sqft (1.1 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 340 sqft |
| Carport | Carport |
| Carport Area | 340 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 208 sqft |
| Utility Building | 192 sqft |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 108 LOVERS LN |
|---|---|
| City | LIBERTY |
| State | TN |
| Zip | 37095-2123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 2 |
| Jurisdiction | DE KALB TN |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 920300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Liberty Historic District listed 1987 · 76 contributing resources · NRIS 87001058 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: DeKalb County records, as of January 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 459 WHITE OAK DR, SMITHVILLE, TN 37166-2321 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2023 · Amount on Record |
| Deed Sale | Dec 7, 2023 · Amount on Record |
| Prior Sale | Jun 4, 1988 · Amount on Record |
| Deed Document Number | 2023211972 |
| Deed Book / Page | 562 / 318 |
| Prior Transfer Date | Dec 6, 2023 |
| Prior Transfer Doc | 0005620318 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB TN |
| Property Address | 108 LOVERS LN, LIBERTY, TN 37095-2123 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0005620000000321 |
|---|---|
| Date | Dec 7, 2023 |
| Book Page | 0000000562/0000000321 |
| Instrument | 211973 |
| Name | FIRST FREEDOM BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: DeKalb County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | DeKalb County |
| Municipality | Liberty Town |
| Unified School District | DeKalb County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,700 (+1.52%) Land $3,450 Building $18,250 | ||
| 2023 | $21,375 (-) Land $3,125 Building $18,250 | ||
| 2022 | $370.00 | $21,375 Land $3,125 Building $18,250 | $85,500 (-1.5%) Land $12,500 Building $73,000 |
| 2021 | $86,800 Land $13,800 Building $73,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DeKalb Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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