108 Lopez Ct, New Bern, NC 28560 Property Records

Craven County property record for 108 Lopez Ct, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,186 sqft · built 1986
Lot Size	0.521 acres (22,679 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Jun 2022)
Tax Bill	$1,843 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Sep 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`6-213-G-013`

Property Details

APN / Parcel Number

Primary APN	`6-213-G-013`
Alternative APNs	`122394` `104532`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,186 sqft Living Area
1st Floor Area	1,186 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,679 sqft (0.521 acres)
Garage Type	Attached
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	104532
Street Address	108 LOPEZ CT
City	NEW BERN
State	NC
Zip	28560-9485
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PORT 13 CAROLINA PINES EST SCT 4
Legal Subdivision	CAROLINA PINES
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	1
Census Block	1019
Census Tract	961101

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 LOPEZ CT, NEW BERN, NC 28560-9485
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Sep 26, 2018	Deed of Trust, Mortgage · FHA Mortgage STEARNS LENDING
Dec 6, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Nov 10, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 1, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Sep 26, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2022 · Amount on Record
Deed Sale	Jun 1, 2022 · Amount on Record
Prior Sale	Sep 26, 2018 · Amount on Record
Deed Document Number	202210097904
Deed Book / Page	3728 / 605
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	108 LOPEZ CT, NEW BERN, NC 28560-9485
Transaction Type	Mortgage
Record Updated	Dec 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003750/449
Date	Dec 15, 2022
Book Page	3750/449
Instrument	10106944

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	108 LOPEZ CT, NEW BERN, NC 28560-9485
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003548/0000001047
Date	Sep 26, 2018
Book Page	0000003548/0000001047
Instrument	000010027955

Lender

Name	STEARNS LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2048

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	108 LOPEZ CT, NEW BERN, NC 28560-9485
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03594/1181
Date	Dec 6, 2019
Book Page	3594/1181
Instrument	10047454

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	108 LOPEZ CT, NEW BERN, NC 28560-9485
Transaction Type	Mortgage
Record Updated	Nov 22, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003639/890
Date	Nov 10, 2020
Book Page	3639/890
Instrument	10064338

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Aug 1, 2049

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jun 1, 2022
Property Address	108 LOPEZ CT, NEW BERN, NC 28560-9485
Document Number	003728/605
Book / Page	3728 / 605
Map Reference	CAB C SL 356
Instrument Date	May 26, 2022
Instrument	10097904
Transaction Type	Transfer
Record Updated	Nov 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1113 PEGASUS LOOPB, 1113, CORPUS CHRISTI, TX 78418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 LOPEZ CT, NEW BERN, NC 28560-9485

Mortgage

Document Number	0003728608
Date	Jun 1, 2022
Instrument	3728/608

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.95%
Type Change Date	Jun 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	4.95%
Index	5-Year CMT
Margin	2
Max Rate	8.95%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Sep 26, 2018
Property Address	108 LOPEZ CT, NEW BERN, NC 28560-9485
Document Number	03548/1044
Book / Page	3548 / 1044
Instrument Date	Sep 7, 2018
Instrument	000010027954
Transaction Type	Transfer
Record Updated	Nov 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 LOPEZ CT, NEW BERN, NC 28560-9485

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,843.00	$366,840 (-) Land $45,000 Building $321,840	$366,840 (-) Land $45,000 Building $321,840
2025	$1,843.00 (+0.66%)	$366,840 (-) Land $45,000 Building $321,840	$366,840 (-) Land $45,000 Building $321,840
2023	$1,831.00 (+28.58%)	$366,840 (+62.65%) Land $45,000 Building $321,840	$366,840 (+62.65%) Land $45,000 Building $321,840
2022	$1,424.00	$225,540 Land $45,000 Building $180,540
2018			$225,540 Land $45,000 Building $180,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2018–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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