108 Lois Ln, Devils Lake, ND 58301 Property Records

Ramsey County property record for 108 Lois Ln, Devils Lake, ND 58301 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,700 sqft · built 2017
Lot Size	1.94 acres (84,812 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,889 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Jun 2017 Construction Loan + 3 more
APN	`23408600004001`

Property Details

APN / Parcel Number

Primary APN	`23408600004001`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,700 sqft Living Area
Basement Area	1,700 sqft
Unfinished Basement	1,700 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	84,812 sqft (1.94 acres)
Garage Type	Detached
Garage Area	2,704 sqft

Location & Zoning

Street Address	108 LOIS LN
City	DEVILS LAKE
State	ND
Zip	58301-8983
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 4 & 5 BLK 1 HONKER HILLS SUB (DL/DL)
Legal Subdivision	HONKER HILLS
Legal Block	1
Legal Lot Number	4-5
Jurisdiction	RAMSEY ND
Township / Civil Division	POPLAR GROVE
Census Block Group	2
Census Block	2194
Census Tract	957700

Owner

Source: Ramsey County records · APN 23408600004001

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	108 LOIS LN, DEVILS LAKE, ND 58301-8983
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2018	Deed of Trust, Mortgage · ARM GATE CITY BANK
Jun 22, 2017	Deed of Trust, Mortgage · Construction Mortgage BREMER BANK NA
Nov 04, 2019	Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK
Nov 24, 2014	Warranty Deed, Transfer
Nov 20, 2014	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	108 LOIS LN, DEVILS LAKE, ND 58301-8983
Transaction Type	Mortgage
Record Updated	May 26, 2026
Title Company	ABSTRACT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000269455
Date	Feb 27, 2018
Instrument	269455

Lender

Name	GATE CITY BANK
Type	Bank
Address	FARGO, ND 58102

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Mar 01, 2023
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	4%
Index	1-Year CMT
Margin	5
Max Rate	7.95%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	108 LOIS LN, DEVILS LAKE, ND 58301-8983
Transaction Type	Mortgage
Record Updated	May 26, 2026
Title Company	BAKER COUNTY TITLE SERVICES, BACKER COUNTY TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000268040
Date	Jun 22, 2017
Instrument	268040

Lender

Name	BREMER BANK NA
Type	Bank
Address	SAINT PAUL, MN 55102

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 15, 2018

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	108 LOIS LN, DEVILS LAKE, ND 58301-8983
Transaction Type	Mortgage
Record Updated	May 26, 2026
Title Company	RAMSEY COUNTY ABSTRACT COMPANY, RAMSEY COUNTY ABSTRACT CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000273198
Date	Nov 04, 2019
Instrument	273198

Lender

Name	GATE CITY BANK
Type	Bank
Address	FARGO, ND 58102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

November 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY ND
Recording Date	Nov 24, 2014
Property Address	108 LOIS LN, DEVILS LAKE, ND 58301-8983
Document Number	0000261206
Instrument Date	Nov 20, 2014
Instrument	261206
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	602 5TH ST NE, DEVILS LAKE, ND 58301-2508

November 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY ND
Recording Date	Nov 20, 2014
Property Address	108 LOIS LN, DEVILS LAKE, ND 58301-8983
Document Number	0000261176
Instrument Date	Nov 20, 2014
Instrument	261176
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 WOODLAND DR, DEVILS LAKE, ND 58301-9218
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Ramsey County records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Ramsey County
County Subdivision	Poplar Grove Township
Unified School District	Devils Lake Public School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,889.00 (-17.82%)	$301,750 (+19.46%) Land $47,150 Building $254,600	$603,500 (+19.46%) Land $94,300 Building $509,200
2024	$7,166.00 (+29.58%)
2023	$5,530.00	$252,600 Land $49,400 Building $203,200	$505,200 Land $98,800 Building $406,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 380719577002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	203 (1995–2013)
Claims Outside the SFHA	127 of 203
Most Recent Claim	May 2013, river or lake flooding, Flooding
Claims By Storm	Flooding, May 2013 · 86 claims Severe Storms And Flooding, Jul 2009 · 15 claims Severe Storms, Flooding, & Ground Saturation, Jul 2001 · 16 claims

Wildfire

Wildfire Risk	Low above 37% of the US · above 54% of North Dakota
Wildfire Likelihood	About 1 in 2,041 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 78 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
North Dakota Telephone Company	Fiber	10,000 / 10,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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