Somerset County and Bridgewater Township property record for 108 Loft Dr, Martinsville, NJ 08836
| Property Type | Single Family Home |
|---|---|
| Details | 1,720 sqft · built 1997 |
| Lot Size | 0.028 acres (1,218 sqft) |
| Owner | Individual Name on File |
| Last Sale | $660,000 (Dec 2025) |
| Tax Bill | $11,204 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00802-02-00054 |
| Primary APN | 06-00802-02-00054 |
|---|---|
| Alternative APN |
|
| Building Area | 1,720 sqft Living Area |
|---|
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 1,218 sqft (0.028 acres) |
| Account Number | S001 |
|---|---|
| Street Address | 108 LOFT DR |
| City | MARTINSVILLE |
| State | NJ |
| Zip | 08836-2254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDU8 |
| Legal Description | LOFT FARM BLDG II UNIT 108 |
| Legal Subdivision | LOFT FINN/MARTINSVILLE CONDO |
| Legal Block | 802.2 |
| Legal Lot Number | 54 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BRIDGEWATER |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 50903 |
108 Loft Dr is owned and occupied by an individual who bought it in December 2025.
Source: Somerset County and Bridgewater Township records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 LOFT DR, MARTINSVILLE, NJ 08836-2254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY FCU |
| Dec 11, 2025 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2025 · Amount on File |
| Deed Sale | Dec 11, 2025 · Amount on File |
| Prior Sale | Mar 3, 2016 · Amount on File |
| Deed Document Number | 202535090 |
| Deed Book / Page | 7655 / 176 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 108 LOFT DR, MARTINSVILLE, NJ 08836-2254 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0000037417 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 7353/2517 |
| Instrument | 2021037417 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Jul 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.75% |
| Index | 1-Year LIBOR |
| Max Rate | 7.75% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Dec 11, 2025 |
| Property Address | 108 LOFT DR, MARTINSVILLE, NJ 08836-2254 |
| Document Number | 0000035090 |
| Book / Page | 7655 / 176 |
| Instrument Date | Nov 18, 2025 |
| Instrument | 2025035090 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,821.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 85 COOL SPRINGS AVE, PONTE VEDRA BEACH, FL 32081-0281 |
| Name | Verified Name |
|---|---|
| Address | 108 LOFT DR, MARTINSVILLE, NJ 08836-2254 |
| Document Number | 0000035091 |
|---|---|
| Date | Dec 11, 2025 |
| Instrument | 2025035091 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.75% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.7% |
The 2025 property tax bill for 108 Loft Dr was $11,204, up 0.3% from the year before.
Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bridgewater Township |
| Unified School District | Bridgewater-Raritan Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $632,300 (+8.7%) Land $227,000 Building $405,300 | $632,300 (+8.7%) Land $227,000 Building $405,300 | |
| 2025 | $11,204.00 (+0.33%) | $581,700 Land $217,000 Building $364,700 | $581,700 Land $217,000 Building $364,700 |
| 2024 | $11,167.00 | ||
| 2023 | $524,300 Land $217,000 Building $307,300 | $524,300 Land $217,000 Building $307,300 | |
| 2022 | $9,940.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Loft Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 6 (1993–2021) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Loft Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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