Dare County property record for 108 Locust St, Manteo, NC 27954
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,940 sqft · built 1976 |
| Lot Size | 0.746 acres (32,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,500,000 (Feb 2022) |
| Tax Bill | $1,844 (2026) |
| Deeds & Mortgages | Nov 2020 Line of Credit Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 988009263406 |
| Primary APN | 988009263406 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,940 sqft Finished Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 32,500 sqft (0.746 acres) |
| Garage Type | Detached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 988009263406 |
|---|---|
| Street Address | 108 LOCUST ST |
| City | MANTEO |
| State | NC |
| Zip | 27954-9575 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 20-21 BLK: SEC: 3 PL: 4 SL: 70 |
| Legal Subdivision | CREEFS RIDGE |
| Legal Lot Number | 20-21 |
| Legal Unit | 1 |
| Jurisdiction | DARE NC |
| Township / Civil Division | NAGS HEAD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 970601 |
Source: Dare County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 108 LOCUST ST, MANTEO, NC 27954-9575 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Nov 12, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Feb 3, 2022 | Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2022 · Amount on Record |
| Deed Sale | Feb 3, 2022 · Amount on Record |
| Prior Sale | Dec 30, 2010 · Amount on Record |
| Deed Document Number | 2022700112879 |
| Deed Book / Page | 2588 / 651 |
| Prior Transfer Date | Dec 28, 2010 |
| Prior Transfer Doc | 001853/177 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 108 LOCUST ST, MANTEO, NC 27954-9575 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002434/256 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 2434/256 |
| Instrument | 700087331 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Oct 24, 2060 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Feb 3, 2022 |
| Property Address | 108 LOCUST ST, MANTEO, NC 27954-9575 |
| Document Number | 002588/651 |
| Book / Page | 2588 / 651 |
| Map Reference | MB 4 PG 70 |
| Instrument Date | Feb 3, 2022 |
| Instrument | 700112879 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 15, LAUREL SPRINGS, NC 28644-0015 |
| Name | Verified Name |
|---|---|
| Address | 206 GRAYS LN, LANSDALE, PA 19446-6412 |
| Document Number | 0700112880 |
|---|---|
| Date | Feb 3, 2022 |
| Instrument | 700112880 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: Dare County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Unified School District | Dare County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,844.00 | $485,300 (-) Land $105,800 Building $379,500 | $485,300 (-) Land $105,800 Building $379,500 |
| 2025 | $1,844.00 (+6.77%) | $485,300 (+53.72%) Land $105,800 Building $379,500 | |
| 2023 | $1,727.00 | $315,700 Land $82,300 Building $233,400 | |
| 2020 | $485,300 Land $105,800 Building $379,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 13 (1993–2025) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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