108 Locust St, Hickory Flat, MS 38633 Property Records

Benton County property record for 108 Locust St, Hickory Flat, MS 38633

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,296 sqft · built 1967
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on Record
Tax Bill	$560 (2025)
Deeds & Mortgages	Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4-0560-33-000-021.01`

Property Details

APN / Parcel Number

Primary APN	`4-0560-33-000-021.01`
Alternative APN	`20518`

Interior

Full Baths	1 Bath
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Flooring	Hardwood
Interior Walls	Paneling

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	46,609 sqft (1.07 acres)
Utility Building	330 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	20518
Street Address	108 LOCUST ST
City	HICKORY FLAT
State	MS
Zip	38633-9507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE COR NE 1/4 114-94
Legal Range	01
Legal Township	05
Legal Section	33
Jurisdiction	BENTON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2099
Census Tract	950200

Owner

Source: Benton County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 LOCUST ST, HICKORY FLAT, MS 38633-9507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2006
Deed Sale	May 10, 2006
Deed Document Number	20066000612
Deed Book / Page	169 / 627
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MS
Property Address	108 LOCUST ST, HICKORY FLAT, MS 38633-9507
Transaction Type	Mortgage
Record Updated	Aug 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0251/0371
Date	Aug 9, 2018
Book Page	0251/0371
Instrument	201800769

Lender

Name	BNA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 31, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Benton County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Benton County
Municipality	Hickory Flat Town
Unified School District	Benton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$560.00 (+14.52%) Homeowner's exemption	$4,806 (-0.27%)	$47,910 (-0.27%) Land $2,680 Building $45,230
2023	$489.00 Homeowner's exemption	$4,819	$48,040 Land $2,680 Building $45,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 62% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE ARROWHEAD private · serves 174 people · EPA ID MS0730010
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ACE Fiber Fiber	8,000 / 8,000
Buckeye Cablesystem Cable	1,000 / 20