108 Locksley Ct, Troy, IL 62294 Property Records

Madison County property record for 108 Locksley Ct, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	1 bd · 3 ba · 1,138 sqft · built 2004
Lot Size	0.95 acres (41,382 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Mar 2025)
Tax Bill	$9,078 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2022 Mortgage + 2 more
APN	`09-2-22-28-20-401-029`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-28-20-401-029`

Interior

Bedrooms	1 Bed
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	1,138 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	41,382 sqft (0.95 acres)
Lot Dimensions	307 ft deep x 95 ft wide
Garage Type	Attached
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	108 LOCKSLEY CT
City	TROY
State	IL
Zip	62294-2845
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CASTLE RIDGE SUB LOT 46 95.92 X 307.93 IRREGULAR
Legal Subdivision	CASTLE RIDGE SUBD
Legal Lot Number	46
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	2
Census Block	2013
Census Tract	403532

Owner

108 Locksley Ct is owned and occupied by two individuals who bought it in March 2025.

Source: Madison County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 LOCKSLEY CT, TROY, IL 62294-2845
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · VA Mortgage CMG MORTGAGE INC
Feb 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE
Oct 23, 2019	Grant Deed, Transfer · Conventional with PMI MORTGAGE MAKERS
Sep 1, 2017	Deed of Trust, Mortgage · Line of Credit FIRST COLLINSVILLE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2025 · Amount on File
Deed Sale	Mar 27, 2025 · Amount on File
Prior Sale	Oct 23, 2019 · Amount on File
Deed Document Number	20258183
Prior Transfer Date	Jul 6, 2005
Prior Transfer Doc	0000042308
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	108 LOCKSLEY CT, TROY, IL 62294-2845
Transaction Type	Mortgage
Record Updated	Mar 11, 2026
Title Company	AT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005288
Date	Feb 23, 2026
Instrument	2026R05288

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	108 LOCKSLEY CT, TROY, IL 62294-2845
Transaction Type	Mortgage
Record Updated	Mar 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006647
Date	Feb 25, 2022
Instrument	2022R06647

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Mar 1, 2047

Interest

Rate Type	Fixed Rate

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON IL
Recording Date	Oct 23, 2019
Property Address	108 LOCKSLEY CT, TROY, IL 62294-2845
Document Number	0000034190
Instrument Date	Oct 22, 2019
Instrument	34190
Transaction Type	Transfer
Record Updated	Nov 18, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$461.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	78 W LAKE DR TROY IL 622941732, TROY, IL 62294-1732

Mortgage

Document Number	34191
Date	Oct 23, 2019
Instrument	34191

Lender

Name	MORTGAGE MAKERS
Type	Mortgage Company
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2049

Interest

Rate	3.75%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	108 LOCKSLEY CT, TROY, IL 62294-2845
Document Number	0000031290
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ABSTRACTS AND TITLES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	108 LOCKSLEY CT TROY IL 622942845, TROY, IL 62294-2845

Mortgage

Document Number	0000031290
Date	Sep 15, 2017
Instrument	31290

Lender

Name	FIRST COLLINSVILLE BK
Type	Bank
Address	TROY, IL 62294

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 14, 2032

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 108 Locksley Ct was $9,078 with a homeowner's exemption, up 10.6% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,078.00 (+10.57%)	$147,760 Land $15,280 Building $132,480	$443,280 Land $45,840 Building $397,440
2024	$8,210.00
2022	$7,256.00	$111,370 Land $17,780 Building $93,590	$334,444 Land $53,393 Building $281,051

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 108 Locksley Ct; there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Locksley Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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