St. Charles Parish property record for 108 Live Oak Ln, Luling, LA 70070
| Property Type | Single Family Home |
|---|---|
| Details | 3,155 sqft · built 2003 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $445,230 (May 2026) |
| Tax Bill | $1,652 (2025) |
| Deeds & Mortgages | May 2026 Mortgage May 2026 Sale & Mortgage |
| APN | 2-050 014 00014 |
| Primary APN | 2-050 014 00014 |
|---|
| Building Area | 3,155 sqft Living Area |
|---|
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 12,632 sqft (0.29 acres) |
| Street Address | 108 LIVE OAK LN |
|---|---|
| City | LULING |
| State | LA |
| Zip | 70070-3235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LOT 14, SQ. 14, WILLOWRIDGE ESTATES, PHASE V-A |
| Legal Subdivision | WILLOWRIDGE ESTATES - IV, V, P |
| Legal Phase | V-A |
| Legal Block | 14 |
| Legal Lot Number | 14 |
| Jurisdiction | ST CHARLES LA |
| Township / Civil Division | 2 |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 63100 |
Source: St. Charles Parish records, as of June 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 108 LIVE OAK LN, LULING, LA 70070-3235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| May 18, 2026 | Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2026 · Amount on Record |
| Deed Sale | May 18, 2026 · Amount on Record |
| Deed Document Number | 2026496117 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES LA |
| Recording Date | May 18, 2026 |
| Property Address | 108 LIVE OAK LN, LULING, LA 70070-3235 |
| Document Number | 0000496118 |
| Instrument Date | May 13, 2026 |
| Instrument | 2026496118 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CRESCENT TITLE LLC, CRESCENT TITLE |
| Name | Verified Name |
|---|---|
| Address | 41 SPRING MILL RD, WARMINSTER, PA 18974-2855 |
| Investor | Possibly a Property Investor |
| Document Number | 0000496118, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 2026496118 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST CHARLES LA |
| Recording Date | May 18, 2026 |
| Property Address | 108 LIVE OAK LN, LULING, LA 70070-3235 |
| Document Number | 0000496117 |
| Instrument Date | May 12, 2026 |
| Instrument | 2026496117 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2026 |
| Title Company | CRESCENT TITLE LLC, CRESCENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 LIVE OAK LN, LULING, LA 70070-3235 |
| Investor | Possibly a Property Investor |
| Document Number | 0000496118, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 2026496118 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: St. Charles Parish assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Charles Parish |
| Unified School District | St. Charles Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,652.00 (-1.55%) Homeowner's exemption | $23,850 (-) Land $3,950 Building $19,900 | $238,500 (-) Land $39,500 Building $199,000 |
| 2024 | $1,678.00 (-8.05%) Homeowner's exemption | $23,850 (-) Land $3,950 Building $19,900 | $238,500 (-) Land $39,500 Building $199,000 |
| 2023 | $1,825.00 (-4.5%) Homeowner's exemption | $23,850 (-) Land $3,950 Building $19,900 | $238,500 (-) Land $39,500 Building $199,000 |
| 2022 | $1,911.00 Homeowner's exemption | $23,850 Land $3,950 Building $19,900 | $238,500 Land $39,500 Building $199,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 757 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 757 in force |
| Nearby Flood Claims | 115 (1980–2025) |
| Claims Outside the SFHA | 5 of 115 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Starlink Satellite | 280 / 30 |
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